/*
	Automatically generated by rateJavascript servlet
	on December 10, 2004 2:43 PM
 */

var confLimitMax = 359651;
var selectedState = '';
var selectedLoanType = '';
var selectedRate = '';
var selectedRateName = '';
var validStates = new Array('AZ','AZ','AZ','CA','CA','CA','CO','FL','ID','NC','NM','NV','OK','OR','TX','UT');

function initRates() {

   addLoanType('3','Conventional');
   addLoanType('1','FHA');
   addLoanType('2','VA');
   addLoanType('4','Conforming');
   addLoanType('5','NonConforming');
   //Rate size = 172
   newRate('FL','Florida','','30','','0','0','0','0','0','0.80','0.33','0','11.3','5.4','4');
   addRate('FL','','0.000%','0.000','0.000%','0','4');
   addMI('FL','','0.50','80','100','4');
   addRatio('FL','','30','40','0','100','4');

   newRate('FL','Florida','15 Year Fixed','15','100007','273000.00','10000.00','0','95','0.80','0.33','1,828','0','11.3','5.4','4');
   addRate('FL','15 Year Fixed','5.375%','2.625','5.250%','4');
   addMI('FL','15 Year Fixed','0.19%','80.01','85','4');
   addMI('FL','15 Year Fixed','0.23%','85.01','90','4');
   addMI('FL','15 Year Fixed','0.56%','90.01','95','4');
   addMI('FL','15 Year Fixed','0.79%','95.01','97','4');
   addRatio('FL','15 Year Fixed','36','45','0','70','4');
   addRatio('FL','15 Year Fixed','33','43','70.01','80','4');
   addRatio('FL','15 Year Fixed','31','39','80.01','90','4');
   addRatio('FL','15 Year Fixed','30','40','90.01','100','4');

   newRate('FL','Florida','1 Year ARM','30','100009','273000.00','10000.00','0','95','0.80','0.33','1,828','0','11.3','5.4','4');
   addRate('FL','1 Year ARM','4.125%','1.875','0.000%','4');
   addMI('FL','1 Year ARM','0.33%','80.01','85','4');
   addMI('FL','1 Year ARM','0.61%','85.01','90','4');
   addMI('FL','1 Year ARM','0.88%','90.01','95','4');
   addRatio('FL','1 Year ARM','33','45','0','70','4');
   addRatio('FL','1 Year ARM','33','40','70.01','80','4');
   addRatio('FL','1 Year ARM','30','38','80.01','90','4');
   addRatio('FL','1 Year ARM','28','36','90.01','95','4');
   addRatio('FL','1 Year ARM','30','40','95.01','100','4');

   newRate('FL','Florida','3/1 ARM','30','100005','273000.00','10000.00','0','95','0.80','0.33','1,828','0','11.3','5.4','4');
   addRate('FL','3/1 ARM','5.125%','1.0','5.000%','4');
   addMI('FL','3/1 ARM','0.33%','80.01','85','4');
   addMI('FL','3/1 ARM','0.61%','85.01','90','4');
   addMI('FL','3/1 ARM','0.88%','90.01','95','4');
   addRatio('FL','3/1 ARM','40','50','0','70','4');
   addRatio('FL','3/1 ARM','36','45','70.01','80','4');
   addRatio('FL','3/1 ARM','33','45','80.01','90','4');
   addRatio('FL','3/1 ARM','30','40','90.01','95','4');
   addRatio('FL','3/1 ARM','28','36','95.01','97','4');
   addRatio('FL','3/1 ARM','30','40','97.01','100','4');

   newRate('FL','Florida','5/1 ARM','30','100012','273000.00','10000.00','0','95','0.80','0.33','1,828','0','11.3','5.4','4');
   addRate('FL','5/1 ARM','6.375%','0.625','6.250%','4');
   addMI('FL','5/1 ARM','0.32%','80.01','85','4');
   addMI('FL','5/1 ARM','0.52%','85.01','90','4');
   addMI('FL','5/1 ARM','0.78%','90.01','95','4');
   addRatio('FL','5/1 ARM','30','40','0','100','4');

   newRate('FL','Florida','7/1 ARM','30','100029','273000.00','10000.00','0','95','0.80','0.33','1,828','0','11.3','5.4','4');
   addRate('FL','7/1 ARM','5.625%','-0.125','5.500%','4');
   addMI('FL','7/1 ARM','0.32%','80.01','85','4');
   addMI('FL','7/1 ARM','0.52%','85.01','90','4');
   addMI('FL','7/1 ARM','0.78%','90.01','95','4');
   addRatio('FL','7/1 ARM','30','40','0','100','4');

   newRate('FL','Florida','30 Year Fixed','30','100002','99999999.00','10000.00','0','95','0.80','0.33','1,828','0','11.3','5.4','5');
   addRate('FL','30 Year Fixed','6%','0.125','5.750%','5');
   addMI('FL','30 Year Fixed','0.32%','80.01','85','5');
   addMI('FL','30 Year Fixed','0.52%','85.01','90','5');
   addMI('FL','30 Year Fixed','0.78%','90.01','95','5');
   addMI('FL','30 Year Fixed','0.5%','95.01','97','5');
   addRatio('FL','30 Year Fixed','40','50','0','70','5');
   addRatio('FL','30 Year Fixed','36','45','70.01','80','5');
   addRatio('FL','30 Year Fixed','33','45','80.01','90','5');
   addRatio('FL','30 Year Fixed','30','40','90.01','95','5');
   addRatio('FL','30 Year Fixed','28','36','95.01','97','5');
   addRatio('FL','30 Year Fixed','30','40','97.01','100','5');

   newRate('FL','Florida','15 Year Fixed','15','100008','99999999.00','10000.00','0','95','0.80','0.33','1,828','0','11.3','5.4','5');
   addRate('FL','15 Year Fixed','5.5%','3.5','5.000%','5');
   addMI('FL','15 Year Fixed','0.19%','80.01','85','5');
   addMI('FL','15 Year Fixed','0.23%','85.01','90','5');
   addMI('FL','15 Year Fixed','0.56%','90.01','95','5');
   addMI('FL','15 Year Fixed','0.79%','95.01','97','5');
   addRatio('FL','15 Year Fixed','36','45','0','70','5');
   addRatio('FL','15 Year Fixed','33','43','70.01','80','5');
   addRatio('FL','15 Year Fixed','31','39','80.01','90','5');
   addRatio('FL','15 Year Fixed','30','40','90.01','100','5');

   newRate('FL','Florida','1 Year ARM','30','100010','99999999.00','10000.00','0','95','0.80','0.33','1,828','0','11.3','5.4','5');
   addRate('FL','1 Year ARM','5%','2.25','4.750%','5');
   addMI('FL','1 Year ARM','0.33%','80.01','85','5');
   addMI('FL','1 Year ARM','0.61%','85.01','90','5');
   addMI('FL','1 Year ARM','0.88%','90.01','95','5');
   addRatio('FL','1 Year ARM','33','45','0','70','5');
   addRatio('FL','1 Year ARM','33','40','70.01','80','5');
   addRatio('FL','1 Year ARM','30','38','80.01','90','5');
   addRatio('FL','1 Year ARM','28','36','90.01','95','5');
   addRatio('FL','1 Year ARM','30','40','95.01','100','5');

   newRate('FL','Florida','3/1 ARM','30','100006','99999999.00','10000.00','0','95','0.80','0.33','1,828','0','11.3','5.4','5');
   addRate('FL','3/1 ARM','5.125%','1.0','5.000%','5');
   addMI('FL','3/1 ARM','0.33%','80.01','85','5');
   addMI('FL','3/1 ARM','0.61%','85.01','90','5');
   addMI('FL','3/1 ARM','0.88%','90.01','95','5');
   addRatio('FL','3/1 ARM','40','50','0','70','5');
   addRatio('FL','3/1 ARM','36','45','70.01','80','5');
   addRatio('FL','3/1 ARM','33','45','80.01','90','5');
   addRatio('FL','3/1 ARM','30','40','90.01','95','5');
   addRatio('FL','3/1 ARM','28','36','95.01','97','5');
   addRatio('FL','3/1 ARM','30','40','97.01','100','5');

   newRate('FL','Florida','5/1 ARM','30','100011','99999999.00','10000.00','0','95','0.80','0.33','1,828','0','11.3','5.4','5');
   addRate('FL','5/1 ARM','6.375%','1.625','5.750%','5');
   addMI('FL','5/1 ARM','0.32%','80.01','85','5');
   addMI('FL','5/1 ARM','0.52%','85.01','90','5');
   addMI('FL','5/1 ARM','0.78%','90.01','95','5');
   addRatio('FL','5/1 ARM','30','40','0','100','5');

   newRate('FL','Florida','7/1 ARM','30','100030','99999999.00','10000.00','0','95','0.80','0.33','1,828','0','11.3','5.4','5');
   addRate('FL','7/1 ARM','5.875%','-0.125','5.500%','5');
   addMI('FL','7/1 ARM','0.32%','80.01','85','5');
   addMI('FL','7/1 ARM','0.52%','85.01','90','5');
   addMI('FL','7/1 ARM','0.78%','90.01','95','5');
   addRatio('FL','7/1 ARM','30','40','0','100','5');

   newRate('ID','Idaho','','30','','0','0','0','0','0','0.80','0.33','0','11.3','5.4','4');
   addRate('ID','','0.000%','0.000','0.000%','0','4');
   addMI('ID','','0.50','80','100','4');
   addRatio('ID','','30','40','0','100','4');

   newRate('ID','Idaho','30 Year Fixed','30','100001','273000.00','10000.00','0','95','0.80','0.33','978','0','11.3','5.4','4');
   addRate('ID','30 Year Fixed','5.75%','0.625','5.625%','4');
   addMI('ID','30 Year Fixed','0.32%','80.01','85','4');
   addMI('ID','30 Year Fixed','0.52%','85.01','90','4');
   addMI('ID','30 Year Fixed','0.78%','90.01','95','4');
   addMI('ID','30 Year Fixed','0.5%','95.01','97','4');
   addRatio('ID','30 Year Fixed','40','50','0','70','4');
   addRatio('ID','30 Year Fixed','36','45','70.01','80','4');
   addRatio('ID','30 Year Fixed','33','45','80.01','90','4');
   addRatio('ID','30 Year Fixed','30','40','90.01','95','4');
   addRatio('ID','30 Year Fixed','28','36','95.01','97','4');
   addRatio('ID','30 Year Fixed','30','40','97.01','100','4');

   newRate('CO','Colorado','','30','','0','0','0','0','0','0.80','0.33','0','11.3','5.4','4');
   addRate('CO','','0.000%','0.000','0.000%','0','4');
   addMI('CO','','0.50','80','100','4');
   addRatio('CO','','30','40','0','100','4');

   newRate('CO','Colorado','30 Year Fixed','30','100001','273000.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','4');
   addRate('CO','30 Year Fixed','5.75%','0.625','5.625%','4');
   addMI('CO','30 Year Fixed','0.32%','80.01','85','4');
   addMI('CO','30 Year Fixed','0.52%','85.01','90','4');
   addMI('CO','30 Year Fixed','0.78%','90.01','95','4');
   addMI('CO','30 Year Fixed','0.5%','95.01','97','4');
   addRatio('CO','30 Year Fixed','40','50','0','70','4');
   addRatio('CO','30 Year Fixed','36','45','70.01','80','4');
   addRatio('CO','30 Year Fixed','33','45','80.01','90','4');
   addRatio('CO','30 Year Fixed','30','40','90.01','95','4');
   addRatio('CO','30 Year Fixed','28','36','95.01','97','4');
   addRatio('CO','30 Year Fixed','30','40','97.01','100','4');

   newRate('CO','Colorado','15 Year Fixed','15','100007','273000.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','4');
   addRate('CO','15 Year Fixed','5.375%','2.625','5.250%','4');
   addMI('CO','15 Year Fixed','0.19%','80.01','85','4');
   addMI('CO','15 Year Fixed','0.23%','85.01','90','4');
   addMI('CO','15 Year Fixed','0.56%','90.01','95','4');
   addMI('CO','15 Year Fixed','0.79%','95.01','97','4');
   addRatio('CO','15 Year Fixed','36','45','0','70','4');
   addRatio('CO','15 Year Fixed','33','43','70.01','80','4');
   addRatio('CO','15 Year Fixed','31','39','80.01','90','4');
   addRatio('CO','15 Year Fixed','30','40','90.01','100','4');

   newRate('CO','Colorado','1 Year ARM','30','100009','273000.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','4');
   addRate('CO','1 Year ARM','4.125%','1.875','0.000%','4');
   addMI('CO','1 Year ARM','0.33%','80.01','85','4');
   addMI('CO','1 Year ARM','0.61%','85.01','90','4');
   addMI('CO','1 Year ARM','0.88%','90.01','95','4');
   addRatio('CO','1 Year ARM','33','45','0','70','4');
   addRatio('CO','1 Year ARM','33','40','70.01','80','4');
   addRatio('CO','1 Year ARM','30','38','80.01','90','4');
   addRatio('CO','1 Year ARM','28','36','90.01','95','4');
   addRatio('CO','1 Year ARM','30','40','95.01','100','4');

   newRate('CO','Colorado','3/1 ARM','30','100005','273000.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','4');
   addRate('CO','3/1 ARM','5.125%','1.0','5.000%','4');
   addMI('CO','3/1 ARM','0.33%','80.01','85','4');
   addMI('CO','3/1 ARM','0.61%','85.01','90','4');
   addMI('CO','3/1 ARM','0.88%','90.01','95','4');
   addRatio('CO','3/1 ARM','40','50','0','70','4');
   addRatio('CO','3/1 ARM','36','45','70.01','80','4');
   addRatio('CO','3/1 ARM','33','45','80.01','90','4');
   addRatio('CO','3/1 ARM','30','40','90.01','95','4');
   addRatio('CO','3/1 ARM','28','36','95.01','97','4');
   addRatio('CO','3/1 ARM','30','40','97.01','100','4');

   newRate('CO','Colorado','5/1 ARM','30','100012','273000.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','4');
   addRate('CO','5/1 ARM','6.375%','0.625','6.250%','4');
   addMI('CO','5/1 ARM','0.32%','80.01','85','4');
   addMI('CO','5/1 ARM','0.52%','85.01','90','4');
   addMI('CO','5/1 ARM','0.78%','90.01','95','4');
   addRatio('CO','5/1 ARM','30','40','0','100','4');

   newRate('CO','Colorado','7/1 ARM','30','100029','273000.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','4');
   addRate('CO','7/1 ARM','5.625%','-0.125','5.500%','4');
   addMI('CO','7/1 ARM','0.32%','80.01','85','4');
   addMI('CO','7/1 ARM','0.52%','85.01','90','4');
   addMI('CO','7/1 ARM','0.78%','90.01','95','4');
   addRatio('CO','7/1 ARM','30','40','0','100','4');

   newRate('CO','Colorado','30 Year Fixed','30','100002','99999999.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','5');
   addRate('CO','30 Year Fixed','6%','0.125','5.750%','5');
   addMI('CO','30 Year Fixed','0.32%','80.01','85','5');
   addMI('CO','30 Year Fixed','0.52%','85.01','90','5');
   addMI('CO','30 Year Fixed','0.78%','90.01','95','5');
   addMI('CO','30 Year Fixed','0.5%','95.01','97','5');
   addRatio('CO','30 Year Fixed','40','50','0','70','5');
   addRatio('CO','30 Year Fixed','36','45','70.01','80','5');
   addRatio('CO','30 Year Fixed','33','45','80.01','90','5');
   addRatio('CO','30 Year Fixed','30','40','90.01','95','5');
   addRatio('CO','30 Year Fixed','28','36','95.01','97','5');
   addRatio('CO','30 Year Fixed','30','40','97.01','100','5');

   newRate('CO','Colorado','15 Year Fixed','15','100008','99999999.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','5');
   addRate('CO','15 Year Fixed','5.5%','3.5','5.000%','5');
   addMI('CO','15 Year Fixed','0.19%','80.01','85','5');
   addMI('CO','15 Year Fixed','0.23%','85.01','90','5');
   addMI('CO','15 Year Fixed','0.56%','90.01','95','5');
   addMI('CO','15 Year Fixed','0.79%','95.01','97','5');
   addRatio('CO','15 Year Fixed','36','45','0','70','5');
   addRatio('CO','15 Year Fixed','33','43','70.01','80','5');
   addRatio('CO','15 Year Fixed','31','39','80.01','90','5');
   addRatio('CO','15 Year Fixed','30','40','90.01','100','5');

   newRate('CO','Colorado','1 Year ARM','30','100010','99999999.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','5');
   addRate('CO','1 Year ARM','5%','2.25','4.750%','5');
   addMI('CO','1 Year ARM','0.33%','80.01','85','5');
   addMI('CO','1 Year ARM','0.61%','85.01','90','5');
   addMI('CO','1 Year ARM','0.88%','90.01','95','5');
   addRatio('CO','1 Year ARM','33','45','0','70','5');
   addRatio('CO','1 Year ARM','33','40','70.01','80','5');
   addRatio('CO','1 Year ARM','30','38','80.01','90','5');
   addRatio('CO','1 Year ARM','28','36','90.01','95','5');
   addRatio('CO','1 Year ARM','30','40','95.01','100','5');

   newRate('CO','Colorado','3/1 ARM','30','100006','99999999.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','5');
   addRate('CO','3/1 ARM','5.125%','1.0','5.000%','5');
   addMI('CO','3/1 ARM','0.33%','80.01','85','5');
   addMI('CO','3/1 ARM','0.61%','85.01','90','5');
   addMI('CO','3/1 ARM','0.88%','90.01','95','5');
   addRatio('CO','3/1 ARM','40','50','0','70','5');
   addRatio('CO','3/1 ARM','36','45','70.01','80','5');
   addRatio('CO','3/1 ARM','33','45','80.01','90','5');
   addRatio('CO','3/1 ARM','30','40','90.01','95','5');
   addRatio('CO','3/1 ARM','28','36','95.01','97','5');
   addRatio('CO','3/1 ARM','30','40','97.01','100','5');

   newRate('CO','Colorado','5/1 ARM','30','100011','99999999.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','5');
   addRate('CO','5/1 ARM','6.375%','1.625','5.750%','5');
   addMI('CO','5/1 ARM','0.32%','80.01','85','5');
   addMI('CO','5/1 ARM','0.52%','85.01','90','5');
   addMI('CO','5/1 ARM','0.78%','90.01','95','5');
   addRatio('CO','5/1 ARM','30','40','0','100','5');

   newRate('CO','Colorado','7/1 ARM','30','100030','99999999.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','5');
   addRate('CO','7/1 ARM','5.875%','-0.125','5.500%','5');
   addMI('CO','7/1 ARM','0.32%','80.01','85','5');
   addMI('CO','7/1 ARM','0.52%','85.01','90','5');
   addMI('CO','7/1 ARM','0.78%','90.01','95','5');
   addRatio('CO','7/1 ARM','30','40','0','100','5');

   newRate('FL','Florida','30 Year Fixed','30','100001','273000.00','10000.00','0','95','0.80','0.33','1,828','0','11.3','5.4','4');
   addRate('FL','30 Year Fixed','5.75%','0.625','5.625%','4');
   addMI('FL','30 Year Fixed','0.32%','80.01','85','4');
   addMI('FL','30 Year Fixed','0.52%','85.01','90','4');
   addMI('FL','30 Year Fixed','0.78%','90.01','95','4');
   addMI('FL','30 Year Fixed','0.5%','95.01','97','4');
   addRatio('FL','30 Year Fixed','40','50','0','70','4');
   addRatio('FL','30 Year Fixed','36','45','70.01','80','4');
   addRatio('FL','30 Year Fixed','33','45','80.01','90','4');
   addRatio('FL','30 Year Fixed','30','40','90.01','95','4');
   addRatio('FL','30 Year Fixed','28','36','95.01','97','4');
   addRatio('FL','30 Year Fixed','30','40','97.01','100','4');

   newRate('ID','Idaho','15 Year Fixed','15','100007','273000.00','10000.00','0','95','0.80','0.33','978','0','11.3','5.4','4');
   addRate('ID','15 Year Fixed','5.375%','2.625','5.250%','4');
   addMI('ID','15 Year Fixed','0.19%','80.01','85','4');
   addMI('ID','15 Year Fixed','0.23%','85.01','90','4');
   addMI('ID','15 Year Fixed','0.56%','90.01','95','4');
   addMI('ID','15 Year Fixed','0.79%','95.01','97','4');
   addRatio('ID','15 Year Fixed','36','45','0','70','4');
   addRatio('ID','15 Year Fixed','33','43','70.01','80','4');
   addRatio('ID','15 Year Fixed','31','39','80.01','90','4');
   addRatio('ID','15 Year Fixed','30','40','90.01','100','4');

   newRate('ID','Idaho','1 Year ARM','30','100009','273000.00','10000.00','0','95','0.80','0.33','978','0','11.3','5.4','4');
   addRate('ID','1 Year ARM','4.125%','1.875','0.000%','4');
   addMI('ID','1 Year ARM','0.33%','80.01','85','4');
   addMI('ID','1 Year ARM','0.61%','85.01','90','4');
   addMI('ID','1 Year ARM','0.88%','90.01','95','4');
   addRatio('ID','1 Year ARM','33','45','0','70','4');
   addRatio('ID','1 Year ARM','33','40','70.01','80','4');
   addRatio('ID','1 Year ARM','30','38','80.01','90','4');
   addRatio('ID','1 Year ARM','28','36','90.01','95','4');
   addRatio('ID','1 Year ARM','30','40','95.01','100','4');

   newRate('ID','Idaho','3/1 ARM','30','100005','273000.00','10000.00','0','95','0.80','0.33','978','0','11.3','5.4','4');
   addRate('ID','3/1 ARM','5.125%','1.0','5.000%','4');
   addMI('ID','3/1 ARM','0.33%','80.01','85','4');
   addMI('ID','3/1 ARM','0.61%','85.01','90','4');
   addMI('ID','3/1 ARM','0.88%','90.01','95','4');
   addRatio('ID','3/1 ARM','40','50','0','70','4');
   addRatio('ID','3/1 ARM','36','45','70.01','80','4');
   addRatio('ID','3/1 ARM','33','45','80.01','90','4');
   addRatio('ID','3/1 ARM','30','40','90.01','95','4');
   addRatio('ID','3/1 ARM','28','36','95.01','97','4');
   addRatio('ID','3/1 ARM','30','40','97.01','100','4');

   newRate('ID','Idaho','5/1 ARM','30','100012','273000.00','10000.00','0','95','0.80','0.33','978','0','11.3','5.4','4');
   addRate('ID','5/1 ARM','6.375%','0.625','6.250%','4');
   addMI('ID','5/1 ARM','0.32%','80.01','85','4');
   addMI('ID','5/1 ARM','0.52%','85.01','90','4');
   addMI('ID','5/1 ARM','0.78%','90.01','95','4');
   addRatio('ID','5/1 ARM','30','40','0','100','4');

   newRate('ID','Idaho','7/1 ARM','30','100029','273000.00','10000.00','0','95','0.80','0.33','978','0','11.3','5.4','4');
   addRate('ID','7/1 ARM','5.625%','-0.125','5.500%','4');
   addMI('ID','7/1 ARM','0.32%','80.01','85','4');
   addMI('ID','7/1 ARM','0.52%','85.01','90','4');
   addMI('ID','7/1 ARM','0.78%','90.01','95','4');
   addRatio('ID','7/1 ARM','30','40','0','100','4');

   newRate('ID','Idaho','30 Year Fixed','30','100002','99999999.00','10000.00','0','95','0.80','0.33','978','0','11.3','5.4','5');
   addRate('ID','30 Year Fixed','6%','0.125','5.750%','5');
   addMI('ID','30 Year Fixed','0.32%','80.01','85','5');
   addMI('ID','30 Year Fixed','0.52%','85.01','90','5');
   addMI('ID','30 Year Fixed','0.78%','90.01','95','5');
   addMI('ID','30 Year Fixed','0.5%','95.01','97','5');
   addRatio('ID','30 Year Fixed','40','50','0','70','5');
   addRatio('ID','30 Year Fixed','36','45','70.01','80','5');
   addRatio('ID','30 Year Fixed','33','45','80.01','90','5');
   addRatio('ID','30 Year Fixed','30','40','90.01','95','5');
   addRatio('ID','30 Year Fixed','28','36','95.01','97','5');
   addRatio('ID','30 Year Fixed','30','40','97.01','100','5');

   newRate('ID','Idaho','15 Year Fixed','15','100008','99999999.00','10000.00','0','95','0.80','0.33','978','0','11.3','5.4','5');
   addRate('ID','15 Year Fixed','5.5%','3.5','5.000%','5');
   addMI('ID','15 Year Fixed','0.19%','80.01','85','5');
   addMI('ID','15 Year Fixed','0.23%','85.01','90','5');
   addMI('ID','15 Year Fixed','0.56%','90.01','95','5');
   addMI('ID','15 Year Fixed','0.79%','95.01','97','5');
   addRatio('ID','15 Year Fixed','36','45','0','70','5');
   addRatio('ID','15 Year Fixed','33','43','70.01','80','5');
   addRatio('ID','15 Year Fixed','31','39','80.01','90','5');
   addRatio('ID','15 Year Fixed','30','40','90.01','100','5');

   newRate('ID','Idaho','1 Year ARM','30','100010','99999999.00','10000.00','0','95','0.80','0.33','978','0','11.3','5.4','5');
   addRate('ID','1 Year ARM','5%','2.25','4.750%','5');
   addMI('ID','1 Year ARM','0.33%','80.01','85','5');
   addMI('ID','1 Year ARM','0.61%','85.01','90','5');
   addMI('ID','1 Year ARM','0.88%','90.01','95','5');
   addRatio('ID','1 Year ARM','33','45','0','70','5');
   addRatio('ID','1 Year ARM','33','40','70.01','80','5');
   addRatio('ID','1 Year ARM','30','38','80.01','90','5');
   addRatio('ID','1 Year ARM','28','36','90.01','95','5');
   addRatio('ID','1 Year ARM','30','40','95.01','100','5');

   newRate('ID','Idaho','3/1 ARM','30','100006','99999999.00','10000.00','0','95','0.80','0.33','978','0','11.3','5.4','5');
   addRate('ID','3/1 ARM','5.125%','1.0','5.000%','5');
   addMI('ID','3/1 ARM','0.33%','80.01','85','5');
   addMI('ID','3/1 ARM','0.61%','85.01','90','5');
   addMI('ID','3/1 ARM','0.88%','90.01','95','5');
   addRatio('ID','3/1 ARM','40','50','0','70','5');
   addRatio('ID','3/1 ARM','36','45','70.01','80','5');
   addRatio('ID','3/1 ARM','33','45','80.01','90','5');
   addRatio('ID','3/1 ARM','30','40','90.01','95','5');
   addRatio('ID','3/1 ARM','28','36','95.01','97','5');
   addRatio('ID','3/1 ARM','30','40','97.01','100','5');

   newRate('ID','Idaho','5/1 ARM','30','100011','99999999.00','10000.00','0','95','0.80','0.33','978','0','11.3','5.4','5');
   addRate('ID','5/1 ARM','6.375%','1.625','5.750%','5');
   addMI('ID','5/1 ARM','0.32%','80.01','85','5');
   addMI('ID','5/1 ARM','0.52%','85.01','90','5');
   addMI('ID','5/1 ARM','0.78%','90.01','95','5');
   addRatio('ID','5/1 ARM','30','40','0','100','5');

   newRate('ID','Idaho','7/1 ARM','30','100030','99999999.00','10000.00','0','95','0.80','0.33','978','0','11.3','5.4','5');
   addRate('ID','7/1 ARM','5.875%','-0.125','5.500%','5');
   addMI('ID','7/1 ARM','0.32%','80.01','85','5');
   addMI('ID','7/1 ARM','0.52%','85.01','90','5');
   addMI('ID','7/1 ARM','0.78%','90.01','95','5');
   addRatio('ID','7/1 ARM','30','40','0','100','5');

   newRate('NC','North Carolina','','30','','0','0','0','0','0','0.80','0.33','0','11.3','5.4','4');
   addRate('NC','','0.000%','0.000','0.000%','0','4');
   addMI('NC','','0.50','80','100','4');
   addRatio('NC','','30','40','0','100','4');

   newRate('NC','North Carolina','30 Year Fixed','30','100001','273000.00','10000.00','0','95','0.80','0.33','1,418','0','11.3','5.4','4');
   addRate('NC','30 Year Fixed','5.75%','0.625','5.625%','4');
   addMI('NC','30 Year Fixed','0.32%','80.01','85','4');
   addMI('NC','30 Year Fixed','0.52%','85.01','90','4');
   addMI('NC','30 Year Fixed','0.78%','90.01','95','4');
   addMI('NC','30 Year Fixed','0.5%','95.01','97','4');
   addRatio('NC','30 Year Fixed','40','50','0','70','4');
   addRatio('NC','30 Year Fixed','36','45','70.01','80','4');
   addRatio('NC','30 Year Fixed','33','45','80.01','90','4');
   addRatio('NC','30 Year Fixed','30','40','90.01','95','4');
   addRatio('NC','30 Year Fixed','28','36','95.01','97','4');
   addRatio('NC','30 Year Fixed','30','40','97.01','100','4');

   newRate('NC','North Carolina','15 Year Fixed','15','100007','273000.00','10000.00','0','95','0.80','0.33','1,418','0','11.3','5.4','4');
   addRate('NC','15 Year Fixed','5.375%','2.625','5.250%','4');
   addMI('NC','15 Year Fixed','0.19%','80.01','85','4');
   addMI('NC','15 Year Fixed','0.23%','85.01','90','4');
   addMI('NC','15 Year Fixed','0.56%','90.01','95','4');
   addMI('NC','15 Year Fixed','0.79%','95.01','97','4');
   addRatio('NC','15 Year Fixed','36','45','0','70','4');
   addRatio('NC','15 Year Fixed','33','43','70.01','80','4');
   addRatio('NC','15 Year Fixed','31','39','80.01','90','4');
   addRatio('NC','15 Year Fixed','30','40','90.01','100','4');

   newRate('NC','North Carolina','1 Year ARM','30','100009','273000.00','10000.00','0','95','0.80','0.33','1,418','0','11.3','5.4','4');
   addRate('NC','1 Year ARM','4.125%','1.875','0.000%','4');
   addMI('NC','1 Year ARM','0.33%','80.01','85','4');
   addMI('NC','1 Year ARM','0.61%','85.01','90','4');
   addMI('NC','1 Year ARM','0.88%','90.01','95','4');
   addRatio('NC','1 Year ARM','33','45','0','70','4');
   addRatio('NC','1 Year ARM','33','40','70.01','80','4');
   addRatio('NC','1 Year ARM','30','38','80.01','90','4');
   addRatio('NC','1 Year ARM','28','36','90.01','95','4');
   addRatio('NC','1 Year ARM','30','40','95.01','100','4');

   newRate('NC','North Carolina','3/1 ARM','30','100005','273000.00','10000.00','0','95','0.80','0.33','1,418','0','11.3','5.4','4');
   addRate('NC','3/1 ARM','5.125%','1.0','5.000%','4');
   addMI('NC','3/1 ARM','0.33%','80.01','85','4');
   addMI('NC','3/1 ARM','0.61%','85.01','90','4');
   addMI('NC','3/1 ARM','0.88%','90.01','95','4');
   addRatio('NC','3/1 ARM','40','50','0','70','4');
   addRatio('NC','3/1 ARM','36','45','70.01','80','4');
   addRatio('NC','3/1 ARM','33','45','80.01','90','4');
   addRatio('NC','3/1 ARM','30','40','90.01','95','4');
   addRatio('NC','3/1 ARM','28','36','95.01','97','4');
   addRatio('NC','3/1 ARM','30','40','97.01','100','4');

   newRate('NC','North Carolina','5/1 ARM','30','100012','273000.00','10000.00','0','95','0.80','0.33','1,418','0','11.3','5.4','4');
   addRate('NC','5/1 ARM','6.375%','0.625','6.250%','4');
   addMI('NC','5/1 ARM','0.32%','80.01','85','4');
   addMI('NC','5/1 ARM','0.52%','85.01','90','4');
   addMI('NC','5/1 ARM','0.78%','90.01','95','4');
   addRatio('NC','5/1 ARM','30','40','0','100','4');

   newRate('NC','North Carolina','7/1 ARM','30','100029','273000.00','10000.00','0','95','0.80','0.33','1,418','0','11.3','5.4','4');
   addRate('NC','7/1 ARM','5.625%','-0.125','5.500%','4');
   addMI('NC','7/1 ARM','0.32%','80.01','85','4');
   addMI('NC','7/1 ARM','0.52%','85.01','90','4');
   addMI('NC','7/1 ARM','0.78%','90.01','95','4');
   addRatio('NC','7/1 ARM','30','40','0','100','4');

   newRate('NC','North Carolina','30 Year Fixed','30','100002','99999999.00','10000.00','0','95','0.80','0.33','1,418','0','11.3','5.4','5');
   addRate('NC','30 Year Fixed','6%','0.125','5.750%','5');
   addMI('NC','30 Year Fixed','0.32%','80.01','85','5');
   addMI('NC','30 Year Fixed','0.52%','85.01','90','5');
   addMI('NC','30 Year Fixed','0.78%','90.01','95','5');
   addMI('NC','30 Year Fixed','0.5%','95.01','97','5');
   addRatio('NC','30 Year Fixed','40','50','0','70','5');
   addRatio('NC','30 Year Fixed','36','45','70.01','80','5');
   addRatio('NC','30 Year Fixed','33','45','80.01','90','5');
   addRatio('NC','30 Year Fixed','30','40','90.01','95','5');
   addRatio('NC','30 Year Fixed','28','36','95.01','97','5');
   addRatio('NC','30 Year Fixed','30','40','97.01','100','5');

   newRate('NC','North Carolina','15 Year Fixed','15','100008','99999999.00','10000.00','0','95','0.80','0.33','1,418','0','11.3','5.4','5');
   addRate('NC','15 Year Fixed','5.5%','3.5','5.000%','5');
   addMI('NC','15 Year Fixed','0.19%','80.01','85','5');
   addMI('NC','15 Year Fixed','0.23%','85.01','90','5');
   addMI('NC','15 Year Fixed','0.56%','90.01','95','5');
   addMI('NC','15 Year Fixed','0.79%','95.01','97','5');
   addRatio('NC','15 Year Fixed','36','45','0','70','5');
   addRatio('NC','15 Year Fixed','33','43','70.01','80','5');
   addRatio('NC','15 Year Fixed','31','39','80.01','90','5');
   addRatio('NC','15 Year Fixed','30','40','90.01','100','5');

   newRate('NC','North Carolina','1 Year ARM','30','100009','99999999.00','10000.00','0','95','0.80','0.33','1,418','0','11.3','5.4','5');
   addRate('NC','1 Year ARM','4.125%','1.875','0.000%','5');
   addMI('NC','1 Year ARM','0.33%','80.01','85','5');
   addMI('NC','1 Year ARM','0.61%','85.01','90','5');
   addMI('NC','1 Year ARM','0.88%','90.01','95','5');
   addRatio('NC','1 Year ARM','33','45','0','70','5');
   addRatio('NC','1 Year ARM','33','40','70.01','80','5');
   addRatio('NC','1 Year ARM','30','38','80.01','90','5');
   addRatio('NC','1 Year ARM','28','36','90.01','95','5');
   addRatio('NC','1 Year ARM','30','40','95.01','100','5');

   newRate('NC','North Carolina','3/1 ARM','30','100006','99999999.00','10000.00','0','95','0.80','0.33','1,418','0','11.3','5.4','5');
   addRate('NC','3/1 ARM','5.125%','1.0','5.000%','5');
   addMI('NC','3/1 ARM','0.33%','80.01','85','5');
   addMI('NC','3/1 ARM','0.61%','85.01','90','5');
   addMI('NC','3/1 ARM','0.88%','90.01','95','5');
   addRatio('NC','3/1 ARM','40','50','0','70','5');
   addRatio('NC','3/1 ARM','36','45','70.01','80','5');
   addRatio('NC','3/1 ARM','33','45','80.01','90','5');
   addRatio('NC','3/1 ARM','30','40','90.01','95','5');
   addRatio('NC','3/1 ARM','28','36','95.01','97','5');
   addRatio('NC','3/1 ARM','30','40','97.01','100','5');

   newRate('NC','North Carolina','5/1 ARM','30','100011','99999999.00','10000.00','0','95','0.80','0.33','1,418','0','11.3','5.4','5');
   addRate('NC','5/1 ARM','6.375%','1.625','5.750%','5');
   addMI('NC','5/1 ARM','0.32%','80.01','85','5');
   addMI('NC','5/1 ARM','0.52%','85.01','90','5');
   addMI('NC','5/1 ARM','0.78%','90.01','95','5');
   addRatio('NC','5/1 ARM','30','40','0','100','5');

   newRate('NC','North Carolina','7/1 ARM','30','100030','99999999.00','10000.00','0','95','0.80','0.33','1,418','0','11.3','5.4','5');
   addRate('NC','7/1 ARM','5.875%','-0.125','5.500%','5');
   addMI('NC','7/1 ARM','0.32%','80.01','85','5');
   addMI('NC','7/1 ARM','0.52%','85.01','90','5');
   addMI('NC','7/1 ARM','0.78%','90.01','95','5');
   addRatio('NC','7/1 ARM','30','40','0','100','5');

   newRate('NM','New Mexico','','30','','0','0','0','0','0','0.80','0.33','0','11.3','5.4','4');
   addRate('NM','','0.000%','0.000','0.000%','0','4');
   addMI('NM','','0.50','80','100','4');
   addRatio('NM','','30','40','0','100','4');

   newRate('NM','New Mexico','30 Year Fixed','30','100001','273000.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','4');
   addRate('NM','30 Year Fixed','5.75%','0.625','5.625%','4');
   addMI('NM','30 Year Fixed','0.32%','80.01','85','4');
   addMI('NM','30 Year Fixed','0.52%','85.01','90','4');
   addMI('NM','30 Year Fixed','0.78%','90.01','95','4');
   addMI('NM','30 Year Fixed','0.5%','95.01','97','4');
   addRatio('NM','30 Year Fixed','40','50','0','70','4');
   addRatio('NM','30 Year Fixed','36','45','70.01','80','4');
   addRatio('NM','30 Year Fixed','33','45','80.01','90','4');
   addRatio('NM','30 Year Fixed','30','40','90.01','95','4');
   addRatio('NM','30 Year Fixed','28','36','95.01','97','4');
   addRatio('NM','30 Year Fixed','30','40','97.01','100','4');

   newRate('NM','New Mexico','15 Year Fixed','15','100007','273000.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','4');
   addRate('NM','15 Year Fixed','5.375%','2.625','5.250%','4');
   addMI('NM','15 Year Fixed','0.19%','80.01','85','4');
   addMI('NM','15 Year Fixed','0.23%','85.01','90','4');
   addMI('NM','15 Year Fixed','0.56%','90.01','95','4');
   addMI('NM','15 Year Fixed','0.79%','95.01','97','4');
   addRatio('NM','15 Year Fixed','36','45','0','70','4');
   addRatio('NM','15 Year Fixed','33','43','70.01','80','4');
   addRatio('NM','15 Year Fixed','31','39','80.01','90','4');
   addRatio('NM','15 Year Fixed','30','40','90.01','100','4');

   newRate('NM','New Mexico','1 Year ARM','30','100009','273000.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','4');
   addRate('NM','1 Year ARM','4.125%','1.875','0.000%','4');
   addMI('NM','1 Year ARM','0.33%','80.01','85','4');
   addMI('NM','1 Year ARM','0.61%','85.01','90','4');
   addMI('NM','1 Year ARM','0.88%','90.01','95','4');
   addRatio('NM','1 Year ARM','33','45','0','70','4');
   addRatio('NM','1 Year ARM','33','40','70.01','80','4');
   addRatio('NM','1 Year ARM','30','38','80.01','90','4');
   addRatio('NM','1 Year ARM','28','36','90.01','95','4');
   addRatio('NM','1 Year ARM','30','40','95.01','100','4');

   newRate('NM','New Mexico','3/1 ARM','30','100005','273000.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','4');
   addRate('NM','3/1 ARM','5.125%','1.0','5.000%','4');
   addMI('NM','3/1 ARM','0.33%','80.01','85','4');
   addMI('NM','3/1 ARM','0.61%','85.01','90','4');
   addMI('NM','3/1 ARM','0.88%','90.01','95','4');
   addRatio('NM','3/1 ARM','40','50','0','70','4');
   addRatio('NM','3/1 ARM','36','45','70.01','80','4');
   addRatio('NM','3/1 ARM','33','45','80.01','90','4');
   addRatio('NM','3/1 ARM','30','40','90.01','95','4');
   addRatio('NM','3/1 ARM','28','36','95.01','97','4');
   addRatio('NM','3/1 ARM','30','40','97.01','100','4');

   newRate('NM','New Mexico','5/1 ARM','30','100012','273000.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','4');
   addRate('NM','5/1 ARM','6.375%','0.625','6.250%','4');
   addMI('NM','5/1 ARM','0.32%','80.01','85','4');
   addMI('NM','5/1 ARM','0.52%','85.01','90','4');
   addMI('NM','5/1 ARM','0.78%','90.01','95','4');
   addRatio('NM','5/1 ARM','30','40','0','100','4');

   newRate('NM','New Mexico','7/1 ARM','30','100029','273000.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','4');
   addRate('NM','7/1 ARM','5.625%','-0.125','5.500%','4');
   addMI('NM','7/1 ARM','0.32%','80.01','85','4');
   addMI('NM','7/1 ARM','0.52%','85.01','90','4');
   addMI('NM','7/1 ARM','0.78%','90.01','95','4');
   addRatio('NM','7/1 ARM','30','40','0','100','4');

   newRate('NM','New Mexico','30 Year Fixed','30','100002','99999999.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','5');
   addRate('NM','30 Year Fixed','6%','0.125','5.750%','5');
   addMI('NM','30 Year Fixed','0.32%','80.01','85','5');
   addMI('NM','30 Year Fixed','0.52%','85.01','90','5');
   addMI('NM','30 Year Fixed','0.78%','90.01','95','5');
   addMI('NM','30 Year Fixed','0.5%','95.01','97','5');
   addRatio('NM','30 Year Fixed','40','50','0','70','5');
   addRatio('NM','30 Year Fixed','36','45','70.01','80','5');
   addRatio('NM','30 Year Fixed','33','45','80.01','90','5');
   addRatio('NM','30 Year Fixed','30','40','90.01','95','5');
   addRatio('NM','30 Year Fixed','28','36','95.01','97','5');
   addRatio('NM','30 Year Fixed','30','40','97.01','100','5');

   newRate('NM','New Mexico','15 Year Fixed','15','100008','99999999.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','5');
   addRate('NM','15 Year Fixed','5.5%','3.5','5.000%','5');
   addMI('NM','15 Year Fixed','0.19%','80.01','85','5');
   addMI('NM','15 Year Fixed','0.23%','85.01','90','5');
   addMI('NM','15 Year Fixed','0.56%','90.01','95','5');
   addMI('NM','15 Year Fixed','0.79%','95.01','97','5');
   addRatio('NM','15 Year Fixed','36','45','0','70','5');
   addRatio('NM','15 Year Fixed','33','43','70.01','80','5');
   addRatio('NM','15 Year Fixed','31','39','80.01','90','5');
   addRatio('NM','15 Year Fixed','30','40','90.01','100','5');

   newRate('NM','New Mexico','1 Year ARM','30','100010','99999999.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','5');
   addRate('NM','1 Year ARM','5%','2.25','4.750%','5');
   addMI('NM','1 Year ARM','0.33%','80.01','85','5');
   addMI('NM','1 Year ARM','0.61%','85.01','90','5');
   addMI('NM','1 Year ARM','0.88%','90.01','95','5');
   addRatio('NM','1 Year ARM','33','45','0','70','5');
   addRatio('NM','1 Year ARM','33','40','70.01','80','5');
   addRatio('NM','1 Year ARM','30','38','80.01','90','5');
   addRatio('NM','1 Year ARM','28','36','90.01','95','5');
   addRatio('NM','1 Year ARM','30','40','95.01','100','5');

   newRate('NM','New Mexico','3/1 ARM','30','100006','99999999.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','5');
   addRate('NM','3/1 ARM','5.125%','1.0','5.000%','5');
   addMI('NM','3/1 ARM','0.33%','80.01','85','5');
   addMI('NM','3/1 ARM','0.61%','85.01','90','5');
   addMI('NM','3/1 ARM','0.88%','90.01','95','5');
   addRatio('NM','3/1 ARM','40','50','0','70','5');
   addRatio('NM','3/1 ARM','36','45','70.01','80','5');
   addRatio('NM','3/1 ARM','33','45','80.01','90','5');
   addRatio('NM','3/1 ARM','30','40','90.01','95','5');
   addRatio('NM','3/1 ARM','28','36','95.01','97','5');
   addRatio('NM','3/1 ARM','30','40','97.01','100','5');

   newRate('NM','New Mexico','5/1 ARM','30','100011','99999999.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','5');
   addRate('NM','5/1 ARM','6.375%','1.625','5.750%','5');
   addMI('NM','5/1 ARM','0.32%','80.01','85','5');
   addMI('NM','5/1 ARM','0.52%','85.01','90','5');
   addMI('NM','5/1 ARM','0.78%','90.01','95','5');
   addRatio('NM','5/1 ARM','30','40','0','100','5');

   newRate('NM','New Mexico','7/1 ARM','30','100030','99999999.00','10000.00','0','95','0.80','0.33','1,046','0','11.3','5.4','5');
   addRate('NM','7/1 ARM','5.875%','-0.125','5.500%','5');
   addMI('NM','7/1 ARM','0.32%','80.01','85','5');
   addMI('NM','7/1 ARM','0.52%','85.01','90','5');
   addMI('NM','7/1 ARM','0.78%','90.01','95','5');
   addRatio('NM','7/1 ARM','30','40','0','100','5');

   newRate('OK','Oklahoma','','30','','0','0','0','0','0','0.80','0.33','0','11.3','5.4','4');
   addRate('OK','','0.000%','0.000','0.000%','0','4');
   addMI('OK','','0.50','80','100','4');
   addRatio('OK','','30','40','0','100','4');

   newRate('OK','Oklahoma','30 Year Fixed','30','100001','273000.00','10000.00','0','95','0.80','0.33','1,472','0','11.3','5.4','4');
   addRate('OK','30 Year Fixed','5.75%','0.625','5.625%','4');
   addMI('OK','30 Year Fixed','0.32%','80.01','85','4');
   addMI('OK','30 Year Fixed','0.52%','85.01','90','4');
   addMI('OK','30 Year Fixed','0.78%','90.01','95','4');
   addMI('OK','30 Year Fixed','0.5%','95.01','97','4');
   addRatio('OK','30 Year Fixed','40','50','0','70','4');
   addRatio('OK','30 Year Fixed','36','45','70.01','80','4');
   addRatio('OK','30 Year Fixed','33','45','80.01','90','4');
   addRatio('OK','30 Year Fixed','30','40','90.01','95','4');
   addRatio('OK','30 Year Fixed','28','36','95.01','97','4');
   addRatio('OK','30 Year Fixed','30','40','97.01','100','4');

   newRate('OK','Oklahoma','15 Year Fixed','15','100007','273000.00','10000.00','0','95','0.80','0.33','1,472','0','11.3','5.4','4');
   addRate('OK','15 Year Fixed','5.375%','2.625','5.250%','4');
   addMI('OK','15 Year Fixed','0.19%','80.01','85','4');
   addMI('OK','15 Year Fixed','0.23%','85.01','90','4');
   addMI('OK','15 Year Fixed','0.56%','90.01','95','4');
   addMI('OK','15 Year Fixed','0.79%','95.01','97','4');
   addRatio('OK','15 Year Fixed','36','45','0','70','4');
   addRatio('OK','15 Year Fixed','33','43','70.01','80','4');
   addRatio('OK','15 Year Fixed','31','39','80.01','90','4');
   addRatio('OK','15 Year Fixed','30','40','90.01','100','4');

   newRate('OK','Oklahoma','1 Year ARM','30','100009','273000.00','10000.00','0','95','0.80','0.33','1,472','0','11.3','5.4','4');
   addRate('OK','1 Year ARM','4.125%','1.875','0.000%','4');
   addMI('OK','1 Year ARM','0.33%','80.01','85','4');
   addMI('OK','1 Year ARM','0.61%','85.01','90','4');
   addMI('OK','1 Year ARM','0.88%','90.01','95','4');
   addRatio('OK','1 Year ARM','33','45','0','70','4');
   addRatio('OK','1 Year ARM','33','40','70.01','80','4');
   addRatio('OK','1 Year ARM','30','38','80.01','90','4');
   addRatio('OK','1 Year ARM','28','36','90.01','95','4');
   addRatio('OK','1 Year ARM','30','40','95.01','100','4');

   newRate('OK','Oklahoma','3/1 ARM','30','100005','273000.00','10000.00','0','95','0.80','0.33','1,472','0','11.3','5.4','4');
   addRate('OK','3/1 ARM','5.125%','1.0','5.000%','4');
   addMI('OK','3/1 ARM','0.33%','80.01','85','4');
   addMI('OK','3/1 ARM','0.61%','85.01','90','4');
   addMI('OK','3/1 ARM','0.88%','90.01','95','4');
   addRatio('OK','3/1 ARM','40','50','0','70','4');
   addRatio('OK','3/1 ARM','36','45','70.01','80','4');
   addRatio('OK','3/1 ARM','33','45','80.01','90','4');
   addRatio('OK','3/1 ARM','30','40','90.01','95','4');
   addRatio('OK','3/1 ARM','28','36','95.01','97','4');
   addRatio('OK','3/1 ARM','30','40','97.01','100','4');

   newRate('OK','Oklahoma','5/1 ARM','30','100012','273000.00','10000.00','0','95','0.80','0.33','1,472','0','11.3','5.4','4');
   addRate('OK','5/1 ARM','6.375%','0.625','6.250%','4');
   addMI('OK','5/1 ARM','0.32%','80.01','85','4');
   addMI('OK','5/1 ARM','0.52%','85.01','90','4');
   addMI('OK','5/1 ARM','0.78%','90.01','95','4');
   addRatio('OK','5/1 ARM','30','40','0','100','4');

   newRate('OK','Oklahoma','7/1 ARM','30','100029','273000.00','10000.00','0','95','0.80','0.33','1,472','0','11.3','5.4','4');
   addRate('OK','7/1 ARM','5.625%','-0.125','5.500%','4');
   addMI('OK','7/1 ARM','0.32%','80.01','85','4');
   addMI('OK','7/1 ARM','0.52%','85.01','90','4');
   addMI('OK','7/1 ARM','0.78%','90.01','95','4');
   addRatio('OK','7/1 ARM','30','40','0','100','4');

   newRate('OK','Oklahoma','30 Year Fixed','30','100002','99999999.00','10000.00','0','95','0.80','0.33','1,472','0','11.3','5.4','5');
   addRate('OK','30 Year Fixed','6%','0.125','5.750%','5');
   addMI('OK','30 Year Fixed','0.32%','80.01','85','5');
   addMI('OK','30 Year Fixed','0.52%','85.01','90','5');
   addMI('OK','30 Year Fixed','0.78%','90.01','95','5');
   addMI('OK','30 Year Fixed','0.5%','95.01','97','5');
   addRatio('OK','30 Year Fixed','40','50','0','70','5');
   addRatio('OK','30 Year Fixed','36','45','70.01','80','5');
   addRatio('OK','30 Year Fixed','33','45','80.01','90','5');
   addRatio('OK','30 Year Fixed','30','40','90.01','95','5');
   addRatio('OK','30 Year Fixed','28','36','95.01','97','5');
   addRatio('OK','30 Year Fixed','30','40','97.01','100','5');

   newRate('OK','Oklahoma','15 Year Fixed','15','100008','99999999.00','10000.00','0','95','0.80','0.33','1,472','0','11.3','5.4','5');
   addRate('OK','15 Year Fixed','5.5%','3.5','5.000%','5');
   addMI('OK','15 Year Fixed','0.19%','80.01','85','5');
   addMI('OK','15 Year Fixed','0.23%','85.01','90','5');
   addMI('OK','15 Year Fixed','0.56%','90.01','95','5');
   addMI('OK','15 Year Fixed','0.79%','95.01','97','5');
   addRatio('OK','15 Year Fixed','36','45','0','70','5');
   addRatio('OK','15 Year Fixed','33','43','70.01','80','5');
   addRatio('OK','15 Year Fixed','31','39','80.01','90','5');
   addRatio('OK','15 Year Fixed','30','40','90.01','100','5');

   newRate('OK','Oklahoma','1 Year ARM','30','100010','99999999.00','10000.00','0','95','0.80','0.33','1,472','0','11.3','5.4','5');
   addRate('OK','1 Year ARM','5%','2.25','4.750%','5');
   addMI('OK','1 Year ARM','0.33%','80.01','85','5');
   addMI('OK','1 Year ARM','0.61%','85.01','90','5');
   addMI('OK','1 Year ARM','0.88%','90.01','95','5');
   addRatio('OK','1 Year ARM','33','45','0','70','5');
   addRatio('OK','1 Year ARM','33','40','70.01','80','5');
   addRatio('OK','1 Year ARM','30','38','80.01','90','5');
   addRatio('OK','1 Year ARM','28','36','90.01','95','5');
   addRatio('OK','1 Year ARM','30','40','95.01','100','5');

   newRate('OK','Oklahoma','3/1 ARM','30','100006','99999999.00','10000.00','0','95','0.80','0.33','1,472','0','11.3','5.4','5');
   addRate('OK','3/1 ARM','5.125%','1.0','5.000%','5');
   addMI('OK','3/1 ARM','0.33%','80.01','85','5');
   addMI('OK','3/1 ARM','0.61%','85.01','90','5');
   addMI('OK','3/1 ARM','0.88%','90.01','95','5');
   addRatio('OK','3/1 ARM','40','50','0','70','5');
   addRatio('OK','3/1 ARM','36','45','70.01','80','5');
   addRatio('OK','3/1 ARM','33','45','80.01','90','5');
   addRatio('OK','3/1 ARM','30','40','90.01','95','5');
   addRatio('OK','3/1 ARM','28','36','95.01','97','5');
   addRatio('OK','3/1 ARM','30','40','97.01','100','5');

   newRate('OK','Oklahoma','5/1 ARM','30','100011','99999999.00','10000.00','0','95','0.80','0.33','1,472','0','11.3','5.4','5');
   addRate('OK','5/1 ARM','6.375%','1.625','5.750%','5');
   addMI('OK','5/1 ARM','0.32%','80.01','85','5');
   addMI('OK','5/1 ARM','0.52%','85.01','90','5');
   addMI('OK','5/1 ARM','0.78%','90.01','95','5');
   addRatio('OK','5/1 ARM','30','40','0','100','5');

   newRate('OK','Oklahoma','7/1 ARM','30','100030','99999999.00','10000.00','0','95','0.80','0.33','1,472','0','11.3','5.4','5');
   addRate('OK','7/1 ARM','5.875%','-0.125','5.500%','5');
   addMI('OK','7/1 ARM','0.32%','80.01','85','5');
   addMI('OK','7/1 ARM','0.52%','85.01','90','5');
   addMI('OK','7/1 ARM','0.78%','90.01','95','5');
   addRatio('OK','7/1 ARM','30','40','0','100','5');

   newRate('OR','Oregon','','30','','0','0','0','0','0','0.80','0.33','0','11.3','5.4','4');
   addRate('OR','','0.000%','0.000','0.000%','0','4');
   addMI('OR','','0.50','80','100','4');
   addRatio('OR','','30','40','0','100','4');

   newRate('OR','Oregon','30 Year Fixed','30','100001','273000.00','10000.00','0','95','0.80','0.33','1,028','0','11.3','5.4','4');
   addRate('OR','30 Year Fixed','5.75%','0.625','5.625%','4');
   addMI('OR','30 Year Fixed','0.32%','80.01','85','4');
   addMI('OR','30 Year Fixed','0.52%','85.01','90','4');
   addMI('OR','30 Year Fixed','0.78%','90.01','95','4');
   addMI('OR','30 Year Fixed','0.5%','95.01','97','4');
   addRatio('OR','30 Year Fixed','40','50','0','70','4');
   addRatio('OR','30 Year Fixed','36','45','70.01','80','4');
   addRatio('OR','30 Year Fixed','33','45','80.01','90','4');
   addRatio('OR','30 Year Fixed','30','40','90.01','95','4');
   addRatio('OR','30 Year Fixed','28','36','95.01','97','4');
   addRatio('OR','30 Year Fixed','30','40','97.01','100','4');

   newRate('OR','Oregon','15 Year Fixed','15','100007','273000.00','10000.00','0','95','0.80','0.33','1,028','0','11.3','5.4','4');
   addRate('OR','15 Year Fixed','5.375%','2.625','5.250%','4');
   addMI('OR','15 Year Fixed','0.19%','80.01','85','4');
   addMI('OR','15 Year Fixed','0.23%','85.01','90','4');
   addMI('OR','15 Year Fixed','0.56%','90.01','95','4');
   addMI('OR','15 Year Fixed','0.79%','95.01','97','4');
   addRatio('OR','15 Year Fixed','36','45','0','70','4');
   addRatio('OR','15 Year Fixed','33','43','70.01','80','4');
   addRatio('OR','15 Year Fixed','31','39','80.01','90','4');
   addRatio('OR','15 Year Fixed','30','40','90.01','100','4');

   newRate('OR','Oregon','1 Year ARM','30','100009','273000.00','10000.00','0','95','0.80','0.33','1,028','0','11.3','5.4','4');
   addRate('OR','1 Year ARM','4.125%','1.875','0.000%','4');
   addMI('OR','1 Year ARM','0.33%','80.01','85','4');
   addMI('OR','1 Year ARM','0.61%','85.01','90','4');
   addMI('OR','1 Year ARM','0.88%','90.01','95','4');
   addRatio('OR','1 Year ARM','33','45','0','70','4');
   addRatio('OR','1 Year ARM','33','40','70.01','80','4');
   addRatio('OR','1 Year ARM','30','38','80.01','90','4');
   addRatio('OR','1 Year ARM','28','36','90.01','95','4');
   addRatio('OR','1 Year ARM','30','40','95.01','100','4');

   newRate('OR','Oregon','3/1 ARM','30','100005','273000.00','10000.00','0','95','0.80','0.33','1,028','0','11.3','5.4','4');
   addRate('OR','3/1 ARM','5.125%','1.0','5.000%','4');
   addMI('OR','3/1 ARM','0.33%','80.01','85','4');
   addMI('OR','3/1 ARM','0.61%','85.01','90','4');
   addMI('OR','3/1 ARM','0.88%','90.01','95','4');
   addRatio('OR','3/1 ARM','40','50','0','70','4');
   addRatio('OR','3/1 ARM','36','45','70.01','80','4');
   addRatio('OR','3/1 ARM','33','45','80.01','90','4');
   addRatio('OR','3/1 ARM','30','40','90.01','95','4');
   addRatio('OR','3/1 ARM','28','36','95.01','97','4');
   addRatio('OR','3/1 ARM','30','40','97.01','100','4');

   newRate('OR','Oregon','5/1 ARM','30','100012','273000.00','10000.00','0','95','0.80','0.33','1,028','0','11.3','5.4','4');
   addRate('OR','5/1 ARM','6.375%','0.625','6.250%','4');
   addMI('OR','5/1 ARM','0.32%','80.01','85','4');
   addMI('OR','5/1 ARM','0.52%','85.01','90','4');
   addMI('OR','5/1 ARM','0.78%','90.01','95','4');
   addRatio('OR','5/1 ARM','30','40','0','100','4');

   newRate('OR','Oregon','7/1 ARM','30','100029','273000.00','10000.00','0','95','0.80','0.33','1,028','0','11.3','5.4','4');
   addRate('OR','7/1 ARM','5.625%','-0.125','5.500%','4');
   addMI('OR','7/1 ARM','0.32%','80.01','85','4');
   addMI('OR','7/1 ARM','0.52%','85.01','90','4');
   addMI('OR','7/1 ARM','0.78%','90.01','95','4');
   addRatio('OR','7/1 ARM','30','40','0','100','4');

   newRate('OR','Oregon','30 Year Fixed','30','100002','99999999.00','10000.00','0','95','0.80','0.33','1,028','0','11.3','5.4','5');
   addRate('OR','30 Year Fixed','6%','0.125','5.750%','5');
   addMI('OR','30 Year Fixed','0.32%','80.01','85','5');
   addMI('OR','30 Year Fixed','0.52%','85.01','90','5');
   addMI('OR','30 Year Fixed','0.78%','90.01','95','5');
   addMI('OR','30 Year Fixed','0.5%','95.01','97','5');
   addRatio('OR','30 Year Fixed','40','50','0','70','5');
   addRatio('OR','30 Year Fixed','36','45','70.01','80','5');
   addRatio('OR','30 Year Fixed','33','45','80.01','90','5');
   addRatio('OR','30 Year Fixed','30','40','90.01','95','5');
   addRatio('OR','30 Year Fixed','28','36','95.01','97','5');
   addRatio('OR','30 Year Fixed','30','40','97.01','100','5');

   newRate('OR','Oregon','15 Year Fixed','15','100008','99999999.00','10000.00','0','95','0.80','0.33','1,028','0','11.3','5.4','5');
   addRate('OR','15 Year Fixed','5.5%','3.5','5.000%','5');
   addMI('OR','15 Year Fixed','0.19%','80.01','85','5');
   addMI('OR','15 Year Fixed','0.23%','85.01','90','5');
   addMI('OR','15 Year Fixed','0.56%','90.01','95','5');
   addMI('OR','15 Year Fixed','0.79%','95.01','97','5');
   addRatio('OR','15 Year Fixed','36','45','0','70','5');
   addRatio('OR','15 Year Fixed','33','43','70.01','80','5');
   addRatio('OR','15 Year Fixed','31','39','80.01','90','5');
   addRatio('OR','15 Year Fixed','30','40','90.01','100','5');

   newRate('OR','Oregon','1 Year ARM','30','100010','99999999.00','10000.00','0','95','0.80','0.33','1,028','0','11.3','5.4','5');
   addRate('OR','1 Year ARM','5%','2.25','4.750%','5');
   addMI('OR','1 Year ARM','0.33%','80.01','85','5');
   addMI('OR','1 Year ARM','0.61%','85.01','90','5');
   addMI('OR','1 Year ARM','0.88%','90.01','95','5');
   addRatio('OR','1 Year ARM','33','45','0','70','5');
   addRatio('OR','1 Year ARM','33','40','70.01','80','5');
   addRatio('OR','1 Year ARM','30','38','80.01','90','5');
   addRatio('OR','1 Year ARM','28','36','90.01','95','5');
   addRatio('OR','1 Year ARM','30','40','95.01','100','5');

   newRate('OR','Oregon','3/1 ARM','30','100006','99999999.00','10000.00','0','95','0.80','0.33','1,028','0','11.3','5.4','5');
   addRate('OR','3/1 ARM','5.125%','1.0','5.000%','5');
   addMI('OR','3/1 ARM','0.33%','80.01','85','5');
   addMI('OR','3/1 ARM','0.61%','85.01','90','5');
   addMI('OR','3/1 ARM','0.88%','90.01','95','5');
   addRatio('OR','3/1 ARM','40','50','0','70','5');
   addRatio('OR','3/1 ARM','36','45','70.01','80','5');
   addRatio('OR','3/1 ARM','33','45','80.01','90','5');
   addRatio('OR','3/1 ARM','30','40','90.01','95','5');
   addRatio('OR','3/1 ARM','28','36','95.01','97','5');
   addRatio('OR','3/1 ARM','30','40','97.01','100','5');

   newRate('OR','Oregon','5/1 ARM','30','100011','99999999.00','10000.00','0','95','0.80','0.33','1,028','0','11.3','5.4','5');
   addRate('OR','5/1 ARM','6.375%','1.625','5.750%','5');
   addMI('OR','5/1 ARM','0.32%','80.01','85','5');
   addMI('OR','5/1 ARM','0.52%','85.01','90','5');
   addMI('OR','5/1 ARM','0.78%','90.01','95','5');
   addRatio('OR','5/1 ARM','30','40','0','100','5');

   newRate('OR','Oregon','7/1 ARM','30','100030','99999999.00','10000.00','0','95','0.80','0.33','1,028','0','11.3','5.4','5');
   addRate('OR','7/1 ARM','5.875%','-0.125','5.500%','5');
   addMI('OR','7/1 ARM','0.32%','80.01','85','5');
   addMI('OR','7/1 ARM','0.52%','85.01','90','5');
   addMI('OR','7/1 ARM','0.78%','90.01','95','5');
   addRatio('OR','7/1 ARM','30','40','0','100','5');

   newRate('UT','Utah','','30','','0','0','0','0','0','0.80','0.33','0','11.3','5.4','4');
   addRate('UT','','0.000%','0.000','0.000%','0','4');
   addMI('UT','','0.50','80','100','4');
   addRatio('UT','','30','40','0','100','4');

   newRate('UT','Utah','30 Year Fixed','30','100001','273000.00','10000.00','0','95','0.80','0.33','1,033','0','11.3','5.4','4');
   addRate('UT','30 Year Fixed','5.75%','0.625','5.625%','4');
   addMI('UT','30 Year Fixed','0.32%','80.01','85','4');
   addMI('UT','30 Year Fixed','0.52%','85.01','90','4');
   addMI('UT','30 Year Fixed','0.78%','90.01','95','4');
   addMI('UT','30 Year Fixed','0.5%','95.01','97','4');
   addRatio('UT','30 Year Fixed','40','50','0','70','4');
   addRatio('UT','30 Year Fixed','36','45','70.01','80','4');
   addRatio('UT','30 Year Fixed','33','45','80.01','90','4');
   addRatio('UT','30 Year Fixed','30','40','90.01','95','4');
   addRatio('UT','30 Year Fixed','28','36','95.01','97','4');
   addRatio('UT','30 Year Fixed','30','40','97.01','100','4');

   newRate('UT','Utah','15 Year Fixed','15','100007','273000.00','10000.00','0','95','0.80','0.33','1,033','0','11.3','5.4','4');
   addRate('UT','15 Year Fixed','5.375%','2.625','5.250%','4');
   addMI('UT','15 Year Fixed','0.19%','80.01','85','4');
   addMI('UT','15 Year Fixed','0.23%','85.01','90','4');
   addMI('UT','15 Year Fixed','0.56%','90.01','95','4');
   addMI('UT','15 Year Fixed','0.79%','95.01','97','4');
   addRatio('UT','15 Year Fixed','36','45','0','70','4');
   addRatio('UT','15 Year Fixed','33','43','70.01','80','4');
   addRatio('UT','15 Year Fixed','31','39','80.01','90','4');
   addRatio('UT','15 Year Fixed','30','40','90.01','100','4');

   newRate('UT','Utah','1 Year ARM','30','100009','273000.00','10000.00','0','95','0.80','0.33','1,033','0','11.3','5.4','4');
   addRate('UT','1 Year ARM','4.125%','1.875','0.000%','4');
   addMI('UT','1 Year ARM','0.33%','80.01','85','4');
   addMI('UT','1 Year ARM','0.61%','85.01','90','4');
   addMI('UT','1 Year ARM','0.88%','90.01','95','4');
   addRatio('UT','1 Year ARM','33','45','0','70','4');
   addRatio('UT','1 Year ARM','33','40','70.01','80','4');
   addRatio('UT','1 Year ARM','30','38','80.01','90','4');
   addRatio('UT','1 Year ARM','28','36','90.01','95','4');
   addRatio('UT','1 Year ARM','30','40','95.01','100','4');

   newRate('UT','Utah','3/1 ARM','30','100005','273000.00','10000.00','0','95','0.80','0.33','1,033','0','11.3','5.4','4');
   addRate('UT','3/1 ARM','5.125%','1.0','5.000%','4');
   addMI('UT','3/1 ARM','0.33%','80.01','85','4');
   addMI('UT','3/1 ARM','0.61%','85.01','90','4');
   addMI('UT','3/1 ARM','0.88%','90.01','95','4');
   addRatio('UT','3/1 ARM','40','50','0','70','4');
   addRatio('UT','3/1 ARM','36','45','70.01','80','4');
   addRatio('UT','3/1 ARM','33','45','80.01','90','4');
   addRatio('UT','3/1 ARM','30','40','90.01','95','4');
   addRatio('UT','3/1 ARM','28','36','95.01','97','4');
   addRatio('UT','3/1 ARM','30','40','97.01','100','4');

   newRate('UT','Utah','5/1 ARM','30','100012','273000.00','10000.00','0','95','0.80','0.33','1,033','0','11.3','5.4','4');
   addRate('UT','5/1 ARM','6.375%','0.625','6.250%','4');
   addMI('UT','5/1 ARM','0.32%','80.01','85','4');
   addMI('UT','5/1 ARM','0.52%','85.01','90','4');
   addMI('UT','5/1 ARM','0.78%','90.01','95','4');
   addRatio('UT','5/1 ARM','30','40','0','100','4');

   newRate('UT','Utah','7/1 ARM','30','100029','273000.00','10000.00','0','95','0.80','0.33','1,033','0','11.3','5.4','4');
   addRate('UT','7/1 ARM','5.625%','-0.125','5.500%','4');
   addMI('UT','7/1 ARM','0.32%','80.01','85','4');
   addMI('UT','7/1 ARM','0.52%','85.01','90','4');
   addMI('UT','7/1 ARM','0.78%','90.01','95','4');
   addRatio('UT','7/1 ARM','30','40','0','100','4');

   newRate('UT','Utah','30 Year Fixed','30','100002','99999999.00','10000.00','0','95','0.80','0.33','1,033','0','11.3','5.4','5');
   addRate('UT','30 Year Fixed','6%','0.125','5.750%','5');
   addMI('UT','30 Year Fixed','0.32%','80.01','85','5');
   addMI('UT','30 Year Fixed','0.52%','85.01','90','5');
   addMI('UT','30 Year Fixed','0.78%','90.01','95','5');
   addMI('UT','30 Year Fixed','0.5%','95.01','97','5');
   addRatio('UT','30 Year Fixed','40','50','0','70','5');
   addRatio('UT','30 Year Fixed','36','45','70.01','80','5');
   addRatio('UT','30 Year Fixed','33','45','80.01','90','5');
   addRatio('UT','30 Year Fixed','30','40','90.01','95','5');
   addRatio('UT','30 Year Fixed','28','36','95.01','97','5');
   addRatio('UT','30 Year Fixed','30','40','97.01','100','5');

   newRate('UT','Utah','15 Year Fixed','15','100008','99999999.00','10000.00','0','95','0.80','0.33','1,033','0','11.3','5.4','5');
   addRate('UT','15 Year Fixed','5.5%','3.5','5.000%','5');
   addMI('UT','15 Year Fixed','0.19%','80.01','85','5');
   addMI('UT','15 Year Fixed','0.23%','85.01','90','5');
   addMI('UT','15 Year Fixed','0.56%','90.01','95','5');
   addMI('UT','15 Year Fixed','0.79%','95.01','97','5');
   addRatio('UT','15 Year Fixed','36','45','0','70','5');
   addRatio('UT','15 Year Fixed','33','43','70.01','80','5');
   addRatio('UT','15 Year Fixed','31','39','80.01','90','5');
   addRatio('UT','15 Year Fixed','30','40','90.01','100','5');

   newRate('UT','Utah','1 Year ARM','30','100010','99999999.00','10000.00','0','95','0.80','0.33','1,033','0','11.3','5.4','5');
   addRate('UT','1 Year ARM','5%','2.25','4.750%','5');
   addMI('UT','1 Year ARM','0.33%','80.01','85','5');
   addMI('UT','1 Year ARM','0.61%','85.01','90','5');
   addMI('UT','1 Year ARM','0.88%','90.01','95','5');
   addRatio('UT','1 Year ARM','33','45','0','70','5');
   addRatio('UT','1 Year ARM','33','40','70.01','80','5');
   addRatio('UT','1 Year ARM','30','38','80.01','90','5');
   addRatio('UT','1 Year ARM','28','36','90.01','95','5');
   addRatio('UT','1 Year ARM','30','40','95.01','100','5');

   newRate('UT','Utah','3/1 ARM','30','100006','99999999.00','10000.00','0','95','0.80','0.33','1,033','0','11.3','5.4','5');
   addRate('UT','3/1 ARM','5.125%','1.0','5.000%','5');
   addMI('UT','3/1 ARM','0.33%','80.01','85','5');
   addMI('UT','3/1 ARM','0.61%','85.01','90','5');
   addMI('UT','3/1 ARM','0.88%','90.01','95','5');
   addRatio('UT','3/1 ARM','40','50','0','70','5');
   addRatio('UT','3/1 ARM','36','45','70.01','80','5');
   addRatio('UT','3/1 ARM','33','45','80.01','90','5');
   addRatio('UT','3/1 ARM','30','40','90.01','95','5');
   addRatio('UT','3/1 ARM','28','36','95.01','97','5');
   addRatio('UT','3/1 ARM','30','40','97.01','100','5');

   newRate('UT','Utah','5/1 ARM','30','100011','99999999.00','10000.00','0','95','0.80','0.33','1,033','0','11.3','5.4','5');
   addRate('UT','5/1 ARM','6.375%','1.625','5.750%','5');
   addMI('UT','5/1 ARM','0.32%','80.01','85','5');
   addMI('UT','5/1 ARM','0.52%','85.01','90','5');
   addMI('UT','5/1 ARM','0.78%','90.01','95','5');
   addRatio('UT','5/1 ARM','30','40','0','100','5');

   newRate('UT','Utah','7/1 ARM','30','100030','99999999.00','10000.00','0','95','0.80','0.33','1,033','0','11.3','5.4','5');
   addRate('UT','7/1 ARM','5.875%','-0.125','5.500%','5');
   addMI('UT','7/1 ARM','0.32%','80.01','85','5');
   addMI('UT','7/1 ARM','0.52%','85.01','90','5');
   addMI('UT','7/1 ARM','0.78%','90.01','95','5');
   addRatio('UT','7/1 ARM','30','40','0','100','5');

   newRate('TX','Texas','','30','','0','0','0','0','0','0.80','0.33','0','11.3','5.4','5');
   addRate('TX','','0.000%','0.000','0.000%','0','5');
   addMI('TX','','0.50','80','100','5');
   addRatio('TX','','30','40','0','100','5');

   newRate('TX','Texas','10/1 ARM','30','101161','99999999.00','10000.00','0','95','0.80','0.33','2,999','1','11.3','5.4','5');
   addRate('TX','10/1 ARM','6.625%','2.0','0.000%','5');
   addMI('TX','10/1 ARM','0.00%','80','100','5');
   addRatio('TX','10/1 ARM','30','40','0','100','5');

   newRate('NV','Nevada','','30','','0','0','0','0','0','0.80','0.33','0','11.3','5.4','1');
   addRate('NV','','0.000%','0.000','0.000%','0','1');
   addMI('NV','','0.50','80','100','1');
   addRatio('NV','','30','40','0','100','1');

   newRate('NV','Nevada','30 Year Fixed','30','100017','175750','154896','0','97','0.80','0.33','1,410.75','0','11.3','5.4','1');
   addRate('NV','30 Year Fixed','6.25%','0.375','5.750%','1');
   addMI('NV','30 Year Fixed','0.00%','80','100','1');
   addRatio('NV','30 Year Fixed','40','50','0','70','1');
   addRatio('NV','30 Year Fixed','36','45','70.01','80','1');
   addRatio('NV','30 Year Fixed','33','45','80.01','90','1');
   addRatio('NV','30 Year Fixed','30','40','90.01','95','1');
   addRatio('NV','30 Year Fixed','28','36','95.01','97','1');
   addRatio('NV','30 Year Fixed','30','40','97.01','100','1');

   newRate('NV','Nevada','15 Year Fixed','15','100027','175750','154896','0','97','0.80','0.33','1,410.75','0','11.3','5.4','1');
   addRate('NV','15 Year Fixed','5.5%','1.25','5.000%','1');
   addMI('NV','15 Year Fixed','0.00%','80','100','1');
   addRatio('NV','15 Year Fixed','36','45','0','70','1');
   addRatio('NV','15 Year Fixed','33','43','70.01','80','1');
   addRatio('NV','15 Year Fixed','31','39','80.01','90','1');
   addRatio('NV','15 Year Fixed','30','40','90.01','100','1');

   newRate('NV','Nevada','1 Year ARM','30','100014','175750','154896','0','97','0.80','0.33','1,410.75','0','11.3','5.4','1');
   addRate('NV','1 Year ARM','5.75%','0.625','3.375%','1');
   addMI('NV','1 Year ARM','0.00%','80','100','1');
   addRatio('NV','1 Year ARM','33','45','0','70','1');
   addRatio('NV','1 Year ARM','33','40','70.01','80','1');
   addRatio('NV','1 Year ARM','30','38','80.01','90','1');
   addRatio('NV','1 Year ARM','28','36','90.01','95','1');
   addRatio('NV','1 Year ARM','30','40','95.01','100','1');

   newRate('NV','Nevada','30 Year Fixed','30','100004','275000','10000.00','0','100','0.80','0.33','1,410.75','0','11.3','5.4','2');
   addRate('NV','30 Year Fixed','6.25%','0.75','5.625%','2');
   addMI('NV','30 Year Fixed','0.00%','80','100','2');
   addRatio('NV','30 Year Fixed','40','50','0','70','2');
   addRatio('NV','30 Year Fixed','36','45','70.01','80','2');
   addRatio('NV','30 Year Fixed','33','45','80.01','90','2');
   addRatio('NV','30 Year Fixed','30','40','90.01','95','2');
   addRatio('NV','30 Year Fixed','28','36','95.01','97','2');
   addRatio('NV','30 Year Fixed','30','40','97.01','100','2');

   newRate('NV','Nevada','15 Year Fixed','15','100003','275000','10000.00','0','100','0.80','0.33','1,410.75','0','11.3','5.4','2');
   addRate('NV','15 Year Fixed','6.25%','0.75','5.125%','2');
   addMI('NV','15 Year Fixed','0.00%','80','100','2');
   addRatio('NV','15 Year Fixed','36','45','0','70','2');
   addRatio('NV','15 Year Fixed','33','43','70.01','80','2');
   addRatio('NV','15 Year Fixed','31','39','80.01','90','2');
   addRatio('NV','15 Year Fixed','30','40','90.01','100','2');

   newRate('NV','Nevada','30 Year Fixed','30','100015','273000.00','10000.00','0','95','0.80','0.33','1,410.75','0','11.3','5.4','4');
   addRate('NV','30 Year Fixed','5.875%','0.375','5.750%','4');
   addMI('NV','30 Year Fixed','0.00%','80','100','4');
   addRatio('NV','30 Year Fixed','40','50','0','70','4');
   addRatio('NV','30 Year Fixed','36','45','70.01','80','4');
   addRatio('NV','30 Year Fixed','33','45','80.01','90','4');
   addRatio('NV','30 Year Fixed','30','40','90.01','95','4');
   addRatio('NV','30 Year Fixed','28','36','95.01','97','4');
   addRatio('NV','30 Year Fixed','30','40','97.01','100','4');

   newRate('NV','Nevada','15 Year Fixed','15','100021','273000.00','10000.00','0','95','0.80','0.33','1,410.75','0','11.3','5.4','4');
   addRate('NV','15 Year Fixed','5.625%','-0.5','5.500%','4');
   addMI('NV','15 Year Fixed','0.00%','80','100','4');
   addRatio('NV','15 Year Fixed','36','45','0','70','4');
   addRatio('NV','15 Year Fixed','33','43','70.01','80','4');
   addRatio('NV','15 Year Fixed','31','39','80.01','90','4');
   addRatio('NV','15 Year Fixed','30','40','90.01','100','4');

   newRate('NV','Nevada','1 Year ARM','30','100023','273000.00','10000.00','0','95','0.80','0.33','1,410.75','0','11.3','5.4','4');
   addRate('NV','1 Year ARM','3.75%','0.125','3.625%','4');
   addMI('NV','1 Year ARM','0.00%','80','100','4');
   addRatio('NV','1 Year ARM','33','45','0','70','4');
   addRatio('NV','1 Year ARM','33','40','70.01','80','4');
   addRatio('NV','1 Year ARM','30','38','80.01','90','4');
   addRatio('NV','1 Year ARM','28','36','90.01','95','4');
   addRatio('NV','1 Year ARM','30','40','95.01','100','4');

   newRate('NV','Nevada','3/1 ARM','30','100019','273000.00','10000.00','0','95','0.80','0.33','1,410.75','0','11.3','5.4','4');
   addRate('NV','3/1 ARM','5.125%','-0.125','5.000%','4');
   addMI('NV','3/1 ARM','0.00%','80','100','4');
   addRatio('NV','3/1 ARM','40','50','0','70','4');
   addRatio('NV','3/1 ARM','36','45','70.01','80','4');
   addRatio('NV','3/1 ARM','33','45','80.01','90','4');
   addRatio('NV','3/1 ARM','30','40','90.01','95','4');
   addRatio('NV','3/1 ARM','28','36','95.01','97','4');
   addRatio('NV','3/1 ARM','30','40','97.01','100','4');

   newRate('NV','Nevada','5/1 ARM','30','100025','273000.00','10000.00','0','95','0.80','0.33','1,410.75','0','11.3','5.4','4');
   addRate('NV','5/1 ARM','5.625%','-0.375','5.500%','4');
   addMI('NV','5/1 ARM','0.00%','80','100','4');
   addRatio('NV','5/1 ARM','30','40','0','100','4');

   newRate('NV','Nevada','7/1 ARM','30','100029','273000.00','10000.00','0','95','0.80','0.33','1,410.75','0','11.3','5.4','4');
   addRate('NV','7/1 ARM','5.625%','-0.125','5.500%','4');
   addMI('NV','7/1 ARM','0.00%','80','100','4');
   addRatio('NV','7/1 ARM','30','40','0','100','4');

   newRate('NV','Nevada','10/1 ARM','30','101159','273000.00','10000.00','0','95','0.80','0.33','1,410.75','0','11.3','5.4','4');
   addRate('NV','10/1 ARM','6%','0.125','5.875%','4');
   addMI('NV','10/1 ARM','0.00%','80','100','4');
   addRatio('NV','10/1 ARM','30','40','0','100','4');

   newRate('NV','Nevada','30 Year Fixed','30','100016','99999999.00','10000.00','0','95','0.80','0.33','1,410.75','0','11.3','5.4','5');
   addRate('NV','30 Year Fixed','6.125%','-0.375','5.875%','5');
   addMI('NV','30 Year Fixed','0.00%','80','100','5');
   addRatio('NV','30 Year Fixed','40','50','0','70','5');
   addRatio('NV','30 Year Fixed','36','45','70.01','80','5');
   addRatio('NV','30 Year Fixed','33','45','80.01','90','5');
   addRatio('NV','30 Year Fixed','30','40','90.01','95','5');
   addRatio('NV','30 Year Fixed','28','36','95.01','97','5');
   addRatio('NV','30 Year Fixed','30','40','97.01','100','5');

   newRate('NV','Nevada','15 Year Fixed','15','100022','99999999.00','10000.00','0','95','0.80','0.33','1,410.75','0','11.3','5.4','5');
   addRate('NV','15 Year Fixed','5.75%','0.375','5.250%','5');
   addMI('NV','15 Year Fixed','0.00%','80','100','5');
   addRatio('NV','15 Year Fixed','36','45','0','70','5');
   addRatio('NV','15 Year Fixed','33','43','70.01','80','5');
   addRatio('NV','15 Year Fixed','31','39','80.01','90','5');
   addRatio('NV','15 Year Fixed','30','40','90.01','100','5');

   newRate('NV','Nevada','1 Year ARM','30','100010','99999999.00','10000.00','0','95','0.80','0.33','1,410.75','0','11.3','5.4','5');
   addRate('NV','1 Year ARM','5%','0.125','3.625%','5');
   addMI('NV','1 Year ARM','0.00%','80','100','5');
   addRatio('NV','1 Year ARM','33','45','0','70','5');
   addRatio('NV','1 Year ARM','33','40','70.01','80','5');
   addRatio('NV','1 Year ARM','30','38','80.01','90','5');
   addRatio('NV','1 Year ARM','28','36','90.01','95','5');
   addRatio('NV','1 Year ARM','30','40','95.01','100','5');

   newRate('NV','Nevada','3/1 ARM','30','100020','99999999.00','10000.00','0','95','0.80','0.33','1,410.75','0','11.3','5.4','5');
   addRate('NV','3/1 ARM','5.5%','0.125','4.875%','5');
   addMI('NV','3/1 ARM','0.00%','80','100','5');
   addRatio('NV','3/1 ARM','40','50','0','70','5');
   addRatio('NV','3/1 ARM','36','45','70.01','80','5');
   addRatio('NV','3/1 ARM','33','45','80.01','90','5');
   addRatio('NV','3/1 ARM','30','40','90.01','95','5');
   addRatio('NV','3/1 ARM','28','36','95.01','97','5');
   addRatio('NV','3/1 ARM','30','40','97.01','100','5');

   newRate('NV','Nevada','5/1 ARM','30','100026','99999999.00','10000.00','0','95','0.80','0.33','1,410.75','0','11.3','5.4','5');
   addRate('NV','5/1 ARM','5.375%','-0.125','5.375%','5');
   addMI('NV','5/1 ARM','0.00%','80','100','5');
   addRatio('NV','5/1 ARM','30','40','0','100','5');

   newRate('NV','Nevada','7/1 ARM','30','100030','99999999.00','10000.00','0','95','0.80','0.33','1,410.75','0','11.3','5.4','5');
   addRate('NV','7/1 ARM','5.875%','-0.125','5.500%','5');
   addMI('NV','7/1 ARM','0.00%','80','100','5');
   addRatio('NV','7/1 ARM','30','40','0','100','5');

   newRate('NV','Nevada','10/1 ARM','30','101161','99999999.00','10000.00','0','95','0.80','0.33','1,410.75','0','11.3','5.4','5');
   addRate('NV','10/1 ARM','6.375%','0.125','5.875%','5');
   addMI('NV','10/1 ARM','0.00%','80','100','5');
   addRatio('NV','10/1 ARM','30','40','0','100','5');

   newRate('CA','California','','30','','0','0','0','0','0','0.80','0.33','0','11.3','5.4','1');
   addRate('CA','','0.000%','0.000','0.000%','0','1');
   addMI('CA','','0.50','80','100','1');
   addRatio('CA','','30','40','0','100','1');

   newRate('CA','California','30 Year Fixed','30','100015','280749','154896','0','97','0.80','0.33','1,754.75','0','11.3','5.4','1');
   addRate('CA','30 Year Fixed','5.875%','0.375','5.750%','1');
   addMI('CA','30 Year Fixed','0.32%','80.01','85','1');
   addMI('CA','30 Year Fixed','0.52%','85.01','90','1');
   addMI('CA','30 Year Fixed','0.78%','90.01','95','1');
   addMI('CA','30 Year Fixed','0.5%','95.01','97','1');
   addRatio('CA','30 Year Fixed','40','50','0','70','1');
   addRatio('CA','30 Year Fixed','36','45','70.01','80','1');
   addRatio('CA','30 Year Fixed','33','45','80.01','90','1');
   addRatio('CA','30 Year Fixed','30','40','90.01','95','1');
   addRatio('CA','30 Year Fixed','28','36','95.01','97','1');
   addRatio('CA','30 Year Fixed','30','40','97.01','100','1');

   newRate('CA','California','15 Year Fixed','15','100013','280749','154896','0','97','0.80','0.33','1,754.75','0','11.3','5.4','1');
   addRate('CA','15 Year Fixed','6%','0.375','5.250%','1');
   addMI('CA','15 Year Fixed','0.19%','80.01','85','1');
   addMI('CA','15 Year Fixed','0.23%','85.01','90','1');
   addMI('CA','15 Year Fixed','0.56%','90.01','95','1');
   addMI('CA','15 Year Fixed','0.79%','95.01','97','1');
   addRatio('CA','15 Year Fixed','36','45','0','70','1');
   addRatio('CA','15 Year Fixed','33','43','70.01','80','1');
   addRatio('CA','15 Year Fixed','31','39','80.01','90','1');
   addRatio('CA','15 Year Fixed','30','40','90.01','100','1');

   newRate('CA','California','1 Year ARM','30','100014','280749','154896','0','97','0.80','0.33','1,754.75','0','11.3','5.4','1');
   addRate('CA','1 Year ARM','5.75%','0.625','3.375%','1');
   addMI('CA','1 Year ARM','0.33%','80.01','85','1');
   addMI('CA','1 Year ARM','0.61%','85.01','90','1');
   addMI('CA','1 Year ARM','0.88%','90.01','95','1');
   addRatio('CA','1 Year ARM','33','45','0','70','1');
   addRatio('CA','1 Year ARM','33','40','70.01','80','1');
   addRatio('CA','1 Year ARM','30','38','80.01','90','1');
   addRatio('CA','1 Year ARM','28','36','90.01','95','1');
   addRatio('CA','1 Year ARM','30','40','95.01','100','1');

   newRate('CA','California','30 Year Fixed','30','100004','275000','10000.00','0','100','0.80','0.33','1,754.75','0','11.3','5.4','2');
   addRate('CA','30 Year Fixed','6.25%','0.75','5.625%','2');
   addMI('CA','30 Year Fixed','0.32%','80.01','85','2');
   addMI('CA','30 Year Fixed','0.52%','85.01','90','2');
   addMI('CA','30 Year Fixed','0.78%','90.01','95','2');
   addMI('CA','30 Year Fixed','0.5%','95.01','97','2');
   addRatio('CA','30 Year Fixed','40','50','0','70','2');
   addRatio('CA','30 Year Fixed','36','45','70.01','80','2');
   addRatio('CA','30 Year Fixed','33','45','80.01','90','2');
   addRatio('CA','30 Year Fixed','30','40','90.01','95','2');
   addRatio('CA','30 Year Fixed','28','36','95.01','97','2');
   addRatio('CA','30 Year Fixed','30','40','97.01','100','2');

   newRate('CA','California','15 Year Fixed','15','100031','275000','10000.00','0','100','0.80','0.33','1,754.75','0','11.3','5.4','2');
   addRate('CA','15 Year Fixed','6%','1.625','4.875%','2');
   addMI('CA','15 Year Fixed','0.19%','80.01','85','2');
   addMI('CA','15 Year Fixed','0.23%','85.01','90','2');
   addMI('CA','15 Year Fixed','0.56%','90.01','95','2');
   addMI('CA','15 Year Fixed','0.79%','95.01','97','2');
   addRatio('CA','15 Year Fixed','36','45','0','70','2');
   addRatio('CA','15 Year Fixed','33','43','70.01','80','2');
   addRatio('CA','15 Year Fixed','31','39','80.01','90','2');
   addRatio('CA','15 Year Fixed','30','40','90.01','100','2');

   newRate('CA','California','30 Year Fixed','30','100015','273000.00','10000.00','0','95','0.80','0.33','1,754.75','0','11.3','5.4','4');
   addRate('CA','30 Year Fixed','5.875%','0.375','5.750%','4');
   addMI('CA','30 Year Fixed','0.32%','80.01','85','4');
   addMI('CA','30 Year Fixed','0.52%','85.01','90','4');
   addMI('CA','30 Year Fixed','0.78%','90.01','95','4');
   addMI('CA','30 Year Fixed','0.5%','95.01','97','4');
   addRatio('CA','30 Year Fixed','40','50','0','70','4');
   addRatio('CA','30 Year Fixed','36','45','70.01','80','4');
   addRatio('CA','30 Year Fixed','33','45','80.01','90','4');
   addRatio('CA','30 Year Fixed','30','40','90.01','95','4');
   addRatio('CA','30 Year Fixed','28','36','95.01','97','4');
   addRatio('CA','30 Year Fixed','30','40','97.01','100','4');

   newRate('CA','California','15 Year Fixed','15','100021','273000.00','10000.00','0','95','0.80','0.33','1,754.75','0','11.3','5.4','4');
   addRate('CA','15 Year Fixed','5.625%','-0.5','5.500%','4');
   addMI('CA','15 Year Fixed','0.19%','80.01','85','4');
   addMI('CA','15 Year Fixed','0.23%','85.01','90','4');
   addMI('CA','15 Year Fixed','0.56%','90.01','95','4');
   addMI('CA','15 Year Fixed','0.79%','95.01','97','4');
   addRatio('CA','15 Year Fixed','36','45','0','70','4');
   addRatio('CA','15 Year Fixed','33','43','70.01','80','4');
   addRatio('CA','15 Year Fixed','31','39','80.01','90','4');
   addRatio('CA','15 Year Fixed','30','40','90.01','100','4');

   newRate('CA','California','1 Year ARM','30','100023','273000.00','10000.00','0','95','0.80','0.33','1,754.75','0','11.3','5.4','4');
   addRate('CA','1 Year ARM','3.75%','0.125','3.625%','4');
   addMI('CA','1 Year ARM','0.33%','80.01','85','4');
   addMI('CA','1 Year ARM','0.61%','85.01','90','4');
   addMI('CA','1 Year ARM','0.88%','90.01','95','4');
   addRatio('CA','1 Year ARM','33','45','0','70','4');
   addRatio('CA','1 Year ARM','33','40','70.01','80','4');
   addRatio('CA','1 Year ARM','30','38','80.01','90','4');
   addRatio('CA','1 Year ARM','28','36','90.01','95','4');
   addRatio('CA','1 Year ARM','30','40','95.01','100','4');

   newRate('CA','California','3/1 ARM','30','100019','273000.00','10000.00','0','95','0.80','0.33','1,754.75','0','11.3','5.4','4');
   addRate('CA','3/1 ARM','5.125%','-0.125','5.000%','4');
   addMI('CA','3/1 ARM','0.33%','80.01','85','4');
   addMI('CA','3/1 ARM','0.61%','85.01','90','4');
   addMI('CA','3/1 ARM','0.88%','90.01','95','4');
   addRatio('CA','3/1 ARM','40','50','0','70','4');
   addRatio('CA','3/1 ARM','36','45','70.01','80','4');
   addRatio('CA','3/1 ARM','33','45','80.01','90','4');
   addRatio('CA','3/1 ARM','30','40','90.01','95','4');
   addRatio('CA','3/1 ARM','28','36','95.01','97','4');
   addRatio('CA','3/1 ARM','30','40','97.01','100','4');

   newRate('CA','California','5/1 ARM','30','100025','273000.00','10000.00','0','95','0.80','0.33','1,754.75','0','11.3','5.4','4');
   addRate('CA','5/1 ARM','5.625%','-0.375','5.500%','4');
   addMI('CA','5/1 ARM','0.32%','80.01','85','4');
   addMI('CA','5/1 ARM','0.52%','85.01','90','4');
   addMI('CA','5/1 ARM','0.78%','90.01','95','4');
   addRatio('CA','5/1 ARM','30','40','0','100','4');

   newRate('CA','California','7/1 ARM','30','100029','273000.00','10000.00','0','95','0.80','0.33','1,754.75','0','11.3','5.4','4');
   addRate('CA','7/1 ARM','5.625%','-0.125','5.500%','4');
   addMI('CA','7/1 ARM','0.00%','80','100','4');
   addRatio('CA','7/1 ARM','30','40','0','100','4');

   newRate('CA','California','10/1 ARM','30','101118','273000.00','10000.00','0','95','0.80','0.33','1,754.75','0','11.3','5.4','4');
   addRate('CA','10/1 ARM','0.000%','0','0.000%','4');
   addMI('CA','10/1 ARM','0.00%','80','100','4');
   addRatio('CA','10/1 ARM','30','40','0','100','4');

   newRate('CA','California','30 Year Fixed','30','100016','99999999.00','10000.00','0','95','0.80','0.33','1,754.75','0','11.3','5.4','5');
   addRate('CA','30 Year Fixed','6.125%','-0.375','5.875%','5');
   addMI('CA','30 Year Fixed','0.32%','80.01','85','5');
   addMI('CA','30 Year Fixed','0.52%','85.01','90','5');
   addMI('CA','30 Year Fixed','0.78%','90.01','95','5');
   addMI('CA','30 Year Fixed','0.5%','95.01','97','5');
   addRatio('CA','30 Year Fixed','40','50','0','70','5');
   addRatio('CA','30 Year Fixed','36','45','70.01','80','5');
   addRatio('CA','30 Year Fixed','33','45','80.01','90','5');
   addRatio('CA','30 Year Fixed','30','40','90.01','95','5');
   addRatio('CA','30 Year Fixed','28','36','95.01','97','5');
   addRatio('CA','30 Year Fixed','30','40','97.01','100','5');

   newRate('CA','California','15 Year Fixed','15','100022','99999999.00','10000.00','0','95','0.80','0.33','1,754.75','0','11.3','5.4','5');
   addRate('CA','15 Year Fixed','5.75%','0.375','5.250%','5');
   addMI('CA','15 Year Fixed','0.19%','80.01','85','5');
   addMI('CA','15 Year Fixed','0.23%','85.01','90','5');
   addMI('CA','15 Year Fixed','0.56%','90.01','95','5');
   addMI('CA','15 Year Fixed','0.79%','95.01','97','5');
   addRatio('CA','15 Year Fixed','36','45','0','70','5');
   addRatio('CA','15 Year Fixed','33','43','70.01','80','5');
   addRatio('CA','15 Year Fixed','31','39','80.01','90','5');
   addRatio('CA','15 Year Fixed','30','40','90.01','100','5');

   newRate('CA','California','1 Year ARM','30','100024','99999999.00','10000.00','0','95','0.80','0.33','1,754.75','0','11.3','5.4','5');
   addRate('CA','1 Year ARM','5.125%','0.375','3.500%','5');
   addMI('CA','1 Year ARM','0.33%','80.01','85','5');
   addMI('CA','1 Year ARM','0.61%','85.01','90','5');
   addMI('CA','1 Year ARM','0.88%','90.01','95','5');
   addRatio('CA','1 Year ARM','33','45','0','70','5');
   addRatio('CA','1 Year ARM','33','40','70.01','80','5');
   addRatio('CA','1 Year ARM','30','38','80.01','90','5');
   addRatio('CA','1 Year ARM','28','36','90.01','95','5');
   addRatio('CA','1 Year ARM','30','40','95.01','100','5');

   newRate('CA','California','3/1 ARM','30','100020','99999999.00','10000.00','0','95','0.80','0.33','1,754.75','0','11.3','5.4','5');
   addRate('CA','3/1 ARM','5.5%','0.125','4.875%','5');
   addMI('CA','3/1 ARM','0.33%','80.01','85','5');
   addMI('CA','3/1 ARM','0.61%','85.01','90','5');
   addMI('CA','3/1 ARM','0.88%','90.01','95','5');
   addRatio('CA','3/1 ARM','40','50','0','70','5');
   addRatio('CA','3/1 ARM','36','45','70.01','80','5');
   addRatio('CA','3/1 ARM','33','45','80.01','90','5');
   addRatio('CA','3/1 ARM','30','40','90.01','95','5');
   addRatio('CA','3/1 ARM','28','36','95.01','97','5');
   addRatio('CA','3/1 ARM','30','40','97.01','100','5');

   newRate('CA','California','5/1 ARM','30','100026','99999999.00','10000.00','0','95','0.80','0.33','1,754.75','0','11.3','5.4','5');
   addRate('CA','5/1 ARM','5.375%','-0.125','5.375%','5');
   addMI('CA','5/1 ARM','0.32%','80.01','85','5');
   addMI('CA','5/1 ARM','0.52%','85.01','90','5');
   addMI('CA','5/1 ARM','0.78%','90.01','95','5');
   addRatio('CA','5/1 ARM','30','40','0','100','5');

   newRate('CA','California','7/1 ARM','30','100030','99999999.00','10000.00','0','95','0.80','0.33','1,754.75','0','11.3','5.4','5');
   addRate('CA','7/1 ARM','5.875%','-0.125','5.500%','5');
   addMI('CA','7/1 ARM','0.00%','80','100','5');
   addRatio('CA','7/1 ARM','30','40','0','100','5');

   newRate('AZ','Arizona','','30','','0','0','0','0','0','0.80','0.33','0','11.3','5.4','1');
   addRate('AZ','','0.000%','0.000','0.000%','0','1');
   addMI('AZ','','0.50','80','100','1');
   addRatio('AZ','','30','40','0','100','1');

   newRate('AZ','Arizona','15 Year Fixed','15','100027','165932','154896','0','97','0.80','0.33','1,355','0','11.3','5.4','1');
   addRate('AZ','15 Year Fixed','5.5%','1.25','5.000%','1');
   addMI('AZ','15 Year Fixed','0.19%','80.01','85','1');
   addMI('AZ','15 Year Fixed','0.23%','85.01','90','1');
   addMI('AZ','15 Year Fixed','0.56%','90.01','95','1');
   addMI('AZ','15 Year Fixed','0.79%','95.01','97','1');
   addRatio('AZ','15 Year Fixed','36','45','0','70','1');
   addRatio('AZ','15 Year Fixed','33','43','70.01','80','1');
   addRatio('AZ','15 Year Fixed','31','39','80.01','90','1');
   addRatio('AZ','15 Year Fixed','30','40','90.01','100','1');

   newRate('AZ','Arizona','1 Year ARM','30','100028','165932','154896','0','97','0.80','0.33','1,355','0','11.3','5.4','1');
   addRate('AZ','1 Year ARM','4.25%','0.875','3.250%','1');
   addMI('AZ','1 Year ARM','0.33%','80.01','85','1');
   addMI('AZ','1 Year ARM','0.61%','85.01','90','1');
   addMI('AZ','1 Year ARM','0.88%','90.01','95','1');
   addRatio('AZ','1 Year ARM','33','45','0','70','1');
   addRatio('AZ','1 Year ARM','33','40','70.01','80','1');
   addRatio('AZ','1 Year ARM','30','38','80.01','90','1');
   addRatio('AZ','1 Year ARM','28','36','90.01','95','1');
   addRatio('AZ','1 Year ARM','30','40','95.01','100','1');

   selectedRateName = '30 Year Fixed';
   newRate('AZ','Arizona','30 Year Fixed','30','100018','275000','10000.00','0','100','0.80','0.33','1,355','0','11.3','5.4','2');
   addRate('AZ','30 Year Fixed','6.25%','-0.375','5.875%','2');
   addMI('AZ','30 Year Fixed','0.32%','80.01','85','2');
   addMI('AZ','30 Year Fixed','0.52%','85.01','90','2');
   addMI('AZ','30 Year Fixed','0.78%','90.01','95','2');
   addMI('AZ','30 Year Fixed','0.5%','95.01','97','2');
   addRatio('AZ','30 Year Fixed','40','50','0','70','2');
   addRatio('AZ','30 Year Fixed','36','45','70.01','80','2');
   addRatio('AZ','30 Year Fixed','33','45','80.01','90','2');
   addRatio('AZ','30 Year Fixed','30','40','90.01','95','2');
   addRatio('AZ','30 Year Fixed','28','36','95.01','97','2');
   addRatio('AZ','30 Year Fixed','30','40','97.01','100','2');

   newRate('AZ','Arizona','15 Year Fixed','15','100027','275000','10000.00','0','100','0.80','0.33','1,355','0','11.3','5.4','2');
   addRate('AZ','15 Year Fixed','5.5%','1.25','5.000%','2');
   addMI('AZ','15 Year Fixed','0.19%','80.01','85','2');
   addMI('AZ','15 Year Fixed','0.23%','85.01','90','2');
   addMI('AZ','15 Year Fixed','0.56%','90.01','95','2');
   addMI('AZ','15 Year Fixed','0.79%','95.01','97','2');
   addRatio('AZ','15 Year Fixed','36','45','0','70','2');
   addRatio('AZ','15 Year Fixed','33','43','70.01','80','2');
   addRatio('AZ','15 Year Fixed','31','39','80.01','90','2');
   addRatio('AZ','15 Year Fixed','30','40','90.01','100','2');

   selectedRateName = '30 Year Fixed';
   newRate('AZ','Arizona','30 Year Fixed','30','100015','273000.00','10000.00','0','95','0.80','0.33','1,355','0','11.3','5.4','4');
   addRate('AZ','30 Year Fixed','5.875%','0.375','5.750%','4');
   addMI('AZ','30 Year Fixed','0.32%','80.01','85','4');
   addMI('AZ','30 Year Fixed','0.52%','85.01','90','4');
   addMI('AZ','30 Year Fixed','0.78%','90.01','95','4');
   addMI('AZ','30 Year Fixed','0.5%','95.01','97','4');
   addRatio('AZ','30 Year Fixed','40','50','0','70','4');
   addRatio('AZ','30 Year Fixed','36','45','70.01','80','4');
   addRatio('AZ','30 Year Fixed','33','45','80.01','90','4');
   addRatio('AZ','30 Year Fixed','30','40','90.01','95','4');
   addRatio('AZ','30 Year Fixed','28','36','95.01','97','4');
   addRatio('AZ','30 Year Fixed','30','40','97.01','100','4');

   newRate('AZ','Arizona','15 Year Fixed','15','100021','273000.00','10000.00','0','95','0.80','0.33','1,355','0','11.3','5.4','4');
   addRate('AZ','15 Year Fixed','5.625%','-0.5','5.500%','4');
   addMI('AZ','15 Year Fixed','0.19%','80.01','85','4');
   addMI('AZ','15 Year Fixed','0.23%','85.01','90','4');
   addMI('AZ','15 Year Fixed','0.56%','90.01','95','4');
   addMI('AZ','15 Year Fixed','0.79%','95.01','97','4');
   addRatio('AZ','15 Year Fixed','36','45','0','70','4');
   addRatio('AZ','15 Year Fixed','33','43','70.01','80','4');
   addRatio('AZ','15 Year Fixed','31','39','80.01','90','4');
   addRatio('AZ','15 Year Fixed','30','40','90.01','100','4');

   newRate('AZ','Arizona','1 Year ARM','30','100023','273000.00','10000.00','0','95','0.80','0.33','1,355','0','11.3','5.4','4');
   addRate('AZ','1 Year ARM','3.75%','0.125','3.625%','4');
   addMI('AZ','1 Year ARM','0.33%','80.01','85','4');
   addMI('AZ','1 Year ARM','0.61%','85.01','90','4');
   addMI('AZ','1 Year ARM','0.88%','90.01','95','4');
   addRatio('AZ','1 Year ARM','33','45','0','70','4');
   addRatio('AZ','1 Year ARM','33','40','70.01','80','4');
   addRatio('AZ','1 Year ARM','30','38','80.01','90','4');
   addRatio('AZ','1 Year ARM','28','36','90.01','95','4');
   addRatio('AZ','1 Year ARM','30','40','95.01','100','4');

   newRate('AZ','Arizona','3/1 ARM','30','100019','273000.00','10000.00','0','95','0.80','0.33','1,355','0','11.3','5.4','4');
   addRate('AZ','3/1 ARM','5.125%','-0.125','5.000%','4');
   addMI('AZ','3/1 ARM','0.33%','80.01','85','4');
   addMI('AZ','3/1 ARM','0.61%','85.01','90','4');
   addMI('AZ','3/1 ARM','0.88%','90.01','95','4');
   addRatio('AZ','3/1 ARM','40','50','0','70','4');
   addRatio('AZ','3/1 ARM','36','45','70.01','80','4');
   addRatio('AZ','3/1 ARM','33','45','80.01','90','4');
   addRatio('AZ','3/1 ARM','30','40','90.01','95','4');
   addRatio('AZ','3/1 ARM','28','36','95.01','97','4');
   addRatio('AZ','3/1 ARM','30','40','97.01','100','4');

   newRate('AZ','Arizona','5/1 ARM','30','100025','273000.00','10000.00','0','95','0.80','0.33','1,355','0','11.3','5.4','4');
   addRate('AZ','5/1 ARM','5.625%','-0.375','5.500%','4');
   addMI('AZ','5/1 ARM','0.32%','80.01','85','4');
   addMI('AZ','5/1 ARM','0.52%','85.01','90','4');
   addMI('AZ','5/1 ARM','0.78%','90.01','95','4');
   addRatio('AZ','5/1 ARM','30','40','0','100','4');

   newRate('AZ','Arizona','7/1 ARM','30','100029','273000.00','10000.00','0','95','0.80','0.33','1,355','0','11.3','5.4','4');
   addRate('AZ','7/1 ARM','5.625%','-0.125','5.500%','4');
   addMI('AZ','7/1 ARM','0.00%','80','100','4');
   addRatio('AZ','7/1 ARM','30','40','0','100','4');

   newRate('AZ','Arizona','10/1 ARM','30','101118','273000.00','10000.00','0','95','0.80','0.33','1,355','0','11.3','5.4','4');
   addRate('AZ','10/1 ARM','0.000%','0','0.000%','4');
   addMI('AZ','10/1 ARM','0.00%','80','100','4');
   addRatio('AZ','10/1 ARM','30','40','0','100','4');

   selectedRateName = '30 Year Fixed';
   newRate('AZ','Arizona','30 Year Fixed','30','100002','99999999.00','10000.00','0','95','0.80','0.33','1,355','0','11.3','5.4','5');
   addRate('AZ','30 Year Fixed','6%','0.375','5.750%','5');
   addMI('AZ','30 Year Fixed','0.32%','80.01','85','5');
   addMI('AZ','30 Year Fixed','0.52%','85.01','90','5');
   addMI('AZ','30 Year Fixed','0.78%','90.01','95','5');
   addMI('AZ','30 Year Fixed','0.5%','95.01','97','5');
   addRatio('AZ','30 Year Fixed','40','50','0','70','5');
   addRatio('AZ','30 Year Fixed','36','45','70.01','80','5');
   addRatio('AZ','30 Year Fixed','33','45','80.01','90','5');
   addRatio('AZ','30 Year Fixed','30','40','90.01','95','5');
   addRatio('AZ','30 Year Fixed','28','36','95.01','97','5');
   addRatio('AZ','30 Year Fixed','30','40','97.01','100','5');

   newRate('AZ','Arizona','15 Year Fixed','15','100008','99999999.00','10000.00','0','95','0.80','0.33','1,355','0','11.3','5.4','5');
   addRate('AZ','15 Year Fixed','5.5%','1.25','5.000%','5');
   addMI('AZ','15 Year Fixed','0.19%','80.01','85','5');
   addMI('AZ','15 Year Fixed','0.23%','85.01','90','5');
   addMI('AZ','15 Year Fixed','0.56%','90.01','95','5');
   addMI('AZ','15 Year Fixed','0.79%','95.01','97','5');
   addRatio('AZ','15 Year Fixed','36','45','0','70','5');
   addRatio('AZ','15 Year Fixed','33','43','70.01','80','5');
   addRatio('AZ','15 Year Fixed','31','39','80.01','90','5');
   addRatio('AZ','15 Year Fixed','30','40','90.01','100','5');

   newRate('AZ','Arizona','1 Year ARM','30','100024','99999999.00','10000.00','0','95','0.80','0.33','1,355','0','11.3','5.4','5');
   addRate('AZ','1 Year ARM','5.125%','0.375','3.500%','5');
   addMI('AZ','1 Year ARM','0.33%','80.01','85','5');
   addMI('AZ','1 Year ARM','0.61%','85.01','90','5');
   addMI('AZ','1 Year ARM','0.88%','90.01','95','5');
   addRatio('AZ','1 Year ARM','33','45','0','70','5');
   addRatio('AZ','1 Year ARM','33','40','70.01','80','5');
   addRatio('AZ','1 Year ARM','30','38','80.01','90','5');
   addRatio('AZ','1 Year ARM','28','36','90.01','95','5');
   addRatio('AZ','1 Year ARM','30','40','95.01','100','5');

   newRate('AZ','Arizona','3/1 ARM','30','100020','99999999.00','10000.00','0','95','0.80','0.33','1,355','0','11.3','5.4','5');
   addRate('AZ','3/1 ARM','5.5%','0.125','4.875%','5');
   addMI('AZ','3/1 ARM','0.33%','80.01','85','5');
   addMI('AZ','3/1 ARM','0.61%','85.01','90','5');
   addMI('AZ','3/1 ARM','0.88%','90.01','95','5');
   addRatio('AZ','3/1 ARM','40','50','0','70','5');
   addRatio('AZ','3/1 ARM','36','45','70.01','80','5');
   addRatio('AZ','3/1 ARM','33','45','80.01','90','5');
   addRatio('AZ','3/1 ARM','30','40','90.01','95','5');
   addRatio('AZ','3/1 ARM','28','36','95.01','97','5');
   addRatio('AZ','3/1 ARM','30','40','97.01','100','5');

   newRate('AZ','Arizona','5/1 ARM','30','100026','99999999.00','10000.00','0','95','0.80','0.33','1,355','0','11.3','5.4','5');
   addRate('AZ','5/1 ARM','5.375%','-0.125','5.375%','5');
   addMI('AZ','5/1 ARM','0.32%','80.01','85','5');
   addMI('AZ','5/1 ARM','0.52%','85.01','90','5');
   addMI('AZ','5/1 ARM','0.78%','90.01','95','5');
   addRatio('AZ','5/1 ARM','30','40','0','100','5');

   newRate('AZ','Arizona','7/1 ARM','30','100030','99999999.00','10000.00','0','95','0.80','0.33','1,355','0','11.3','5.4','5');
   addRate('AZ','7/1 ARM','5.875%','-0.125','5.500%','5');
   addMI('AZ','7/1 ARM','0.00%','80','100','5');
   addRatio('AZ','7/1 ARM','30','40','0','100','5');

   selectedRateName = '30 Year Fixed';
   newRate('AZ','Arizona','30 Year Fixed','30','100017','165932','154896','0','97','0.80','0.33','1,355','0','11.3','5.4','1');
   addRate('AZ','30 Year Fixed','6.25%','0.375','5.750%','1');
   addMI('AZ','30 Year Fixed','0.32%','80.01','85','1');
   addMI('AZ','30 Year Fixed','0.52%','85.01','90','1');
   addMI('AZ','30 Year Fixed','0.78%','90.01','95','1');
   addMI('AZ','30 Year Fixed','0.5%','95.01','97','1');
   addRatio('AZ','30 Year Fixed','40','50','0','70','1');
   addRatio('AZ','30 Year Fixed','36','45','70.01','80','1');
   addRatio('AZ','30 Year Fixed','33','45','80.01','90','1');
   addRatio('AZ','30 Year Fixed','30','40','90.01','95','1');
   addRatio('AZ','30 Year Fixed','28','36','95.01','97','1');
   addRatio('AZ','30 Year Fixed','30','40','97.01','100','1');

   newRate('TX','Texas','15 Year Fixed','15','100289','177650','154896','0','97','0.80','0.33','2,999','1','11.3','5.4','1');
   addRate('TX','15 Year Fixed','0.000%','0','0.000%','1');
   addMI('TX','15 Year Fixed','0.19%','80.01','85','1');
   addMI('TX','15 Year Fixed','0.23%','85.01','90','1');
   addMI('TX','15 Year Fixed','0.56%','90.01','95','1');
   addMI('TX','15 Year Fixed','0.79%','95.01','97','1');
   addRatio('TX','15 Year Fixed','36','45','0','70','1');
   addRatio('TX','15 Year Fixed','33','43','70.01','80','1');
   addRatio('TX','15 Year Fixed','31','39','80.01','90','1');
   addRatio('TX','15 Year Fixed','30','40','90.01','100','1');

   newRate('TX','Texas','1 Year ARM','30','100028','177650','154896','0','97','0.80','0.33','2,999','1','11.3','5.4','1');
   addRate('TX','1 Year ARM','4.25%','0.875','3.250%','1');
   addMI('TX','1 Year ARM','0.33%','80.01','85','1');
   addMI('TX','1 Year ARM','0.61%','85.01','90','1');
   addMI('TX','1 Year ARM','0.88%','90.01','95','1');
   addRatio('TX','1 Year ARM','33','45','0','70','1');
   addRatio('TX','1 Year ARM','33','40','70.01','80','1');
   addRatio('TX','1 Year ARM','30','38','80.01','90','1');
   addRatio('TX','1 Year ARM','28','36','90.01','95','1');
   addRatio('TX','1 Year ARM','30','40','95.01','100','1');

   newRate('TX','Texas','30 Year Fixed','30','100018','275000','10000.00','0','100','0.80','0.33','2,999','1','11.3','5.4','2');
   addRate('TX','30 Year Fixed','6.25%','-0.375','5.875%','2');
   addMI('TX','30 Year Fixed','0.32%','80.01','85','2');
   addMI('TX','30 Year Fixed','0.52%','85.01','90','2');
   addMI('TX','30 Year Fixed','0.78%','90.01','95','2');
   addMI('TX','30 Year Fixed','0.5%','95.01','97','2');
   addRatio('TX','30 Year Fixed','40','50','0','70','2');
   addRatio('TX','30 Year Fixed','36','45','70.01','80','2');
   addRatio('TX','30 Year Fixed','33','45','80.01','90','2');
   addRatio('TX','30 Year Fixed','30','40','90.01','95','2');
   addRatio('TX','30 Year Fixed','28','36','95.01','97','2');
   addRatio('TX','30 Year Fixed','30','40','97.01','100','2');

   newRate('TX','Texas','15 Year Fixed','15','100031','275000','10000.00','0','100','0.80','0.33','2,999','1','11.3','5.4','2');
   addRate('TX','15 Year Fixed','6%','4.0','4.875%','2');
   addMI('TX','15 Year Fixed','0.19%','80.01','85','2');
   addMI('TX','15 Year Fixed','0.23%','85.01','90','2');
   addMI('TX','15 Year Fixed','0.56%','90.01','95','2');
   addMI('TX','15 Year Fixed','0.79%','95.01','97','2');
   addRatio('TX','15 Year Fixed','36','45','0','70','2');
   addRatio('TX','15 Year Fixed','33','43','70.01','80','2');
   addRatio('TX','15 Year Fixed','31','39','80.01','90','2');
   addRatio('TX','15 Year Fixed','30','40','90.01','100','2');

   newRate('TX','Texas','30 Year Fixed','30','100001','273000.00','10000.00','0','95','0.80','0.33','2,999','1','11.3','5.4','4');
   addRate('TX','30 Year Fixed','5.75%','0.625','5.625%','4');
   addMI('TX','30 Year Fixed','0.32%','80.01','85','4');
   addMI('TX','30 Year Fixed','0.52%','85.01','90','4');
   addMI('TX','30 Year Fixed','0.78%','90.01','95','4');
   addMI('TX','30 Year Fixed','0.5%','95.01','97','4');
   addRatio('TX','30 Year Fixed','40','50','0','70','4');
   addRatio('TX','30 Year Fixed','36','45','70.01','80','4');
   addRatio('TX','30 Year Fixed','33','45','80.01','90','4');
   addRatio('TX','30 Year Fixed','30','40','90.01','95','4');
   addRatio('TX','30 Year Fixed','28','36','95.01','97','4');
   addRatio('TX','30 Year Fixed','30','40','97.01','100','4');

   newRate('TX','Texas','15 Year Fixed','15','100007','273000.00','10000.00','0','95','0.80','0.33','2,999','1','11.3','5.4','4');
   addRate('TX','15 Year Fixed','5.375%','2.625','5.250%','4');
   addMI('TX','15 Year Fixed','0.19%','80.01','85','4');
   addMI('TX','15 Year Fixed','0.23%','85.01','90','4');
   addMI('TX','15 Year Fixed','0.56%','90.01','95','4');
   addMI('TX','15 Year Fixed','0.79%','95.01','97','4');
   addRatio('TX','15 Year Fixed','36','45','0','70','4');
   addRatio('TX','15 Year Fixed','33','43','70.01','80','4');
   addRatio('TX','15 Year Fixed','31','39','80.01','90','4');
   addRatio('TX','15 Year Fixed','30','40','90.01','100','4');

   newRate('TX','Texas','1 Year ARM','30','100023','273000.00','10000.00','0','95','0.80','0.33','2,999','1','11.3','5.4','4');
   addRate('TX','1 Year ARM','3.75%','0.125','3.625%','4');
   addMI('TX','1 Year ARM','0.33%','80.01','85','4');
   addMI('TX','1 Year ARM','0.61%','85.01','90','4');
   addMI('TX','1 Year ARM','0.88%','90.01','95','4');
   addRatio('TX','1 Year ARM','33','45','0','70','4');
   addRatio('TX','1 Year ARM','33','40','70.01','80','4');
   addRatio('TX','1 Year ARM','30','38','80.01','90','4');
   addRatio('TX','1 Year ARM','28','36','90.01','95','4');
   addRatio('TX','1 Year ARM','30','40','95.01','100','4');

   newRate('TX','Texas','3/1 ARM','30','100019','273000.00','10000.00','0','95','0.80','0.33','2,999','1','11.3','5.4','4');
   addRate('TX','3/1 ARM','5.125%','-0.125','5.000%','4');
   addMI('TX','3/1 ARM','0.33%','80.01','85','4');
   addMI('TX','3/1 ARM','0.61%','85.01','90','4');
   addMI('TX','3/1 ARM','0.88%','90.01','95','4');
   addRatio('TX','3/1 ARM','40','50','0','70','4');
   addRatio('TX','3/1 ARM','36','45','70.01','80','4');
   addRatio('TX','3/1 ARM','33','45','80.01','90','4');
   addRatio('TX','3/1 ARM','30','40','90.01','95','4');
   addRatio('TX','3/1 ARM','28','36','95.01','97','4');
   addRatio('TX','3/1 ARM','30','40','97.01','100','4');

   newRate('TX','Texas','5/1 ARM','30','100025','273000.00','10000.00','0','95','0.80','0.33','2,999','1','11.3','5.4','4');
   addRate('TX','5/1 ARM','5.625%','-0.375','5.500%','4');
   addMI('TX','5/1 ARM','0.32%','80.01','85','4');
   addMI('TX','5/1 ARM','0.52%','85.01','90','4');
   addMI('TX','5/1 ARM','0.78%','90.01','95','4');
   addRatio('TX','5/1 ARM','30','40','0','100','4');

   newRate('TX','Texas','7/1 ARM','30','100029','273000.00','10000.00','0','95','0.80','0.33','2,999','1','11.3','5.4','4');
   addRate('TX','7/1 ARM','5.625%','-0.125','5.500%','4');
   addMI('TX','7/1 ARM','0.00%','80','100','4');
   addRatio('TX','7/1 ARM','30','40','0','100','4');

   newRate('TX','Texas','10/1 ARM','30','101118','273000.00','10000.00','0','95','0.80','0.33','2,999','1','11.3','5.4','4');
   addRate('TX','10/1 ARM','0.000%','0','0.000%','4');
   addMI('TX','10/1 ARM','0.00%','80','100','4');
   addRatio('TX','10/1 ARM','30','40','0','100','4');

   newRate('TX','Texas','30 Year Fixed','30','100002','99999999.00','10000.00','0','95','0.80','0.33','2,999','1','11.3','5.4','5');
   addRate('TX','30 Year Fixed','6%','0.125','5.750%','5');
   addMI('TX','30 Year Fixed','0.32%','80.01','85','5');
   addMI('TX','30 Year Fixed','0.52%','85.01','90','5');
   addMI('TX','30 Year Fixed','0.78%','90.01','95','5');
   addMI('TX','30 Year Fixed','0.5%','95.01','97','5');
   addRatio('TX','30 Year Fixed','40','50','0','70','5');
   addRatio('TX','30 Year Fixed','36','45','70.01','80','5');
   addRatio('TX','30 Year Fixed','33','45','80.01','90','5');
   addRatio('TX','30 Year Fixed','30','40','90.01','95','5');
   addRatio('TX','30 Year Fixed','28','36','95.01','97','5');
   addRatio('TX','30 Year Fixed','30','40','97.01','100','5');

   newRate('TX','Texas','15 Year Fixed','15','100008','99999999.00','10000.00','0','95','0.80','0.33','2,999','1','11.3','5.4','5');
   addRate('TX','15 Year Fixed','5.5%','3.5','5.000%','5');
   addMI('TX','15 Year Fixed','0.19%','80.01','85','5');
   addMI('TX','15 Year Fixed','0.23%','85.01','90','5');
   addMI('TX','15 Year Fixed','0.56%','90.01','95','5');
   addMI('TX','15 Year Fixed','0.79%','95.01','97','5');
   addRatio('TX','15 Year Fixed','36','45','0','70','5');
   addRatio('TX','15 Year Fixed','33','43','70.01','80','5');
   addRatio('TX','15 Year Fixed','31','39','80.01','90','5');
   addRatio('TX','15 Year Fixed','30','40','90.01','100','5');

   newRate('TX','Texas','1 Year ARM','30','100024','99999999.00','10000.00','0','95','0.80','0.33','2,999','1','11.3','5.4','5');
   addRate('TX','1 Year ARM','5.125%','0.375','3.500%','5');
   addMI('TX','1 Year ARM','0.33%','80.01','85','5');
   addMI('TX','1 Year ARM','0.61%','85.01','90','5');
   addMI('TX','1 Year ARM','0.88%','90.01','95','5');
   addRatio('TX','1 Year ARM','33','45','0','70','5');
   addRatio('TX','1 Year ARM','33','40','70.01','80','5');
   addRatio('TX','1 Year ARM','30','38','80.01','90','5');
   addRatio('TX','1 Year ARM','28','36','90.01','95','5');
   addRatio('TX','1 Year ARM','30','40','95.01','100','5');

   newRate('TX','Texas','3/1 ARM','30','100020','99999999.00','10000.00','0','95','0.80','0.33','2,999','1','11.3','5.4','5');
   addRate('TX','3/1 ARM','5.5%','0.125','4.875%','5');
   addMI('TX','3/1 ARM','0.33%','80.01','85','5');
   addMI('TX','3/1 ARM','0.61%','85.01','90','5');
   addMI('TX','3/1 ARM','0.88%','90.01','95','5');
   addRatio('TX','3/1 ARM','40','50','0','70','5');
   addRatio('TX','3/1 ARM','36','45','70.01','80','5');
   addRatio('TX','3/1 ARM','33','45','80.01','90','5');
   addRatio('TX','3/1 ARM','30','40','90.01','95','5');
   addRatio('TX','3/1 ARM','28','36','95.01','97','5');
   addRatio('TX','3/1 ARM','30','40','97.01','100','5');

   newRate('TX','Texas','5/1 ARM','30','100026','99999999.00','10000.00','0','95','0.80','0.33','2,999','1','11.3','5.4','5');
   addRate('TX','5/1 ARM','5.375%','-0.125','5.375%','5');
   addMI('TX','5/1 ARM','0.32%','80.01','85','5');
   addMI('TX','5/1 ARM','0.52%','85.01','90','5');
   addMI('TX','5/1 ARM','0.78%','90.01','95','5');
   addRatio('TX','5/1 ARM','30','40','0','100','5');

   newRate('TX','Texas','7/1 ARM','30','100030','99999999.00','10000.00','0','95','0.80','0.33','2,999','1','11.3','5.4','5');
   addRate('TX','7/1 ARM','5.875%','-0.125','5.500%','5');
   addMI('TX','7/1 ARM','0.00%','80','100','5');
   addRatio('TX','7/1 ARM','30','40','0','100','5');

   newRate('AZ','Arizona','10/1 ARM','30','101161','99999999.00','10000.00','0','95','0.80','0.33','1,355','0','11.3','5.4','5');
   addRate('AZ','10/1 ARM','6.625%','2.0','0.000%','5');
   addMI('AZ','10/1 ARM','0.00%','80','100','5');
   addRatio('AZ','10/1 ARM','30','40','0','100','5');

   newRate('TX','Texas','30 Year Fixed','30','100017','177650','154896','0','97','0.80','0.33','2,999','1','11.3','5.4','1');
   addRate('TX','30 Year Fixed','6.25%','0.125','5.750%','1');
   addMI('TX','30 Year Fixed','0.32%','80.01','85','1');
   addMI('TX','30 Year Fixed','0.52%','85.01','90','1');
   addMI('TX','30 Year Fixed','0.78%','90.01','95','1');
   addMI('TX','30 Year Fixed','0.5%','95.01','97','1');
   addRatio('TX','30 Year Fixed','40','50','0','70','1');
   addRatio('TX','30 Year Fixed','36','45','70.01','80','1');
   addRatio('TX','30 Year Fixed','33','45','80.01','90','1');
   addRatio('TX','30 Year Fixed','30','40','90.01','95','1');
   addRatio('TX','30 Year Fixed','28','36','95.01','97','1');
   addRatio('TX','30 Year Fixed','30','40','97.01','100','1');

   newRate('CA','California','10/1 ARM','30','101161','99999999.00','10000.00','0','95','0.80','0.33','1,754.75','0','11.3','5.4','5');
   addRate('CA','10/1 ARM','6.625%','2.0','0.000%','5');
   addMI('CA','10/1 ARM','0.00%','80','100','5');
   addRatio('CA','10/1 ARM','30','40','0','100','5');


   addState('AL','Alabama');
   addState('AK','Alaska');
   addState('AZ','Arizona');
   addState('AR','Arkansas');
   addState('CA','California');
   addState('CO','Colorado');
   addState('CT','Connecticut');
   addState('DC','District of Columbia');
   addState('DE','Delaware');
   addState('FL','Florida');
   addState('GA','Georgia');
   addState('HI','Hawaii');
   addState('ID','Idaho');
   addState('IL','Illinois');
   addState('IN','Indiana');
   addState('IA','Iowa');
   addState('KS','Kansas');
   addState('KY','Kentucky');
   addState('LA','Louisiana');
   addState('ME','Maine');
   addState('MD','Maryland');
   addState('MA','Massachusetts');
   addState('MI','Michigan');
   addState('MN','Minnesota');
   addState('MS','Mississippi');
   addState('MO','Missouri');
   addState('MT','Montana');
   addState('NE','Nebraska');
   addState('NV','Nevada');
   addState('NH','New Hampshire');
   addState('NJ','New Jersey');
   addState('NM','New Mexico');
   addState('NY','New York');
   addState('NC','North Carolina');
   addState('ND','North Dakota');
   addState('OH','Ohio');
   addState('OK','Oklahoma');
   addState('OR','Oregon');
   addState('PA','Pennsylvania');
   addState('RI','Rhode Island');
   addState('SC','South Carolina');
   addState('SD','South Dakota');
   addState('TN','Tennessee');
   addState('TX','Texas');
   addState('UT','Utah');
   addState('VT','Vermont');
   addState('VA','Virginia');
   addState('WA','Washington');
   addState('WV','West Virginia');
   addState('WI','Wisconsin');
   addState('WY','Wyoming');
}


// last updated:	December 10, 2004 3:43 PM
// will update: 	December 10, 2004 3:57 PM


/* debug errors:
	Reloading javascript...
	Background thread set to reload.
 */

