Local experts. National funding.
We give mortgage professionals the clarity & confidence to raise the standards of our industry & win any market.
If you’re an LO ready for your next
chapter, you’ll find your place here.
If it has four walls & a roof,
We fund it!
Element Mortgage was built on a simple belief:
Every borrower deserves a local expert backed by a lender with national resources.
Today, we help clients across the country purchase, refinance, invest, and plan for their financial future, while keeping the heart of our company rooted in personal relationships, trust, and clear communication.
Why Borrowers Choose Element:
- Loan officers who live and work in the communities they serve
- Competitive products across multiple lending divisions
- Fast, modern technology for a smooth experience
- A nationwide platform that supports every type of borrower
From first-time buyers to seasoned investors, we’re here to help you move forward with confidence.
Careers at
Element Mortgage
Where Loan Officers Grow — In Business and In Life
Element Mortgage is home to loan officers who want more:
More opportunity. More flexibility. More ways to serve borrowers.
- Four integrated lending divisions
- Open platform for banking, brokering & diverse programs
- Tech + AI systems that help you scale without burnout
- A national footprint with strong local markets
Our Culture & Values
Element is built on a culture designed for high performers:
Edification
We intentionally build people up through clarity, knowledge, and meaningful support.
Transparency
We communicate with radical honesty and openness so clients always know where they stand.
Ownership
We take responsibility for outcomes, acting with initiative and accountability in everything we do.
Competitive Excellence
We stay hungry, agile, and innovative—consistently performing at a level that outpaces the market.
What We Offer at Element Mortgage
At Element Mortgage, we’re committed to making home financing clear, simple, and tailored to your goals. Whether you’re purchasing, refinancing, investing, or planning for the future, our team provides personalized guidance every step of the way.
Residential Lending
Your Home. Your Future. Our Priority.
Whether you’re buying your first home, upsizing, downsizing, or refinancing, our residential lending team helps you make the right move with clarity and confidence.
Reverse Mortgage
Empowering Homeowners 62+ With Financial Freedom
Our Reverse Mortgage division helps eligible homeowners unlock the equity in their home without giving up ownership.
Commercial Lending
Financing for Business Owners & Real Estate Investors
With nationwide reach and local insight, our commercial lending team helps you structure deals that support long-term growth.
Non-QM Lending
Flexible Lending for Unique Situations
Not every borrower fits a traditional loan box. If you need a more customizable solution, Non-QM may be the right fit.
