With a passion for the fast-paced and ever-changing mortgage industry, I have had the privilege of growing up in this field, being mentored and trained by some of the top industry leaders. Their challenge to continuously improve processes, tools, and training has helped me become a professional who never settles for the status quo. As a result, I am driven to keep my team one step ahead of the ever-changing environments in marketing, business development, and state-of-the-art systems.

At Element Mortgage, our core principle is to focus on the “Human Element” in our digital world. As a leader, I am dedicated to helping loan officers and branch managers grow professionally and personally. Through our technology, training, and local market knowledge, we offer a platform to empower our team and provide the best possible service to our clients.

As a top branch of American Pacific Mortgage, we have the strength of a top 15 mortgage bank with an array of loan products for our clients. We pride ourselves on never losing sight of the importance of helping families achieve the American dream of homeownership, with over 90% of our business being purchase loans.

Outside of the office, being a father to my three beautiful daughters is the most important job in the world to me. I am blessed to have an amazing wife, Victoria, who shares my love of the outdoors and adventure. Whether we are in the water or on the slopes, we enjoy spending our free time exploring the Northern California and North Shore of Oahu. As a mortgage professional, I believe in the importance of living and lending locally. That’s why our motto is “Live Here. Lend Here.”