Lloyd Smith is devoted to helping first-time homebuyers realize their dream of homeownership. While he offers a suite of home loan programs, Lloyd specializes in first-time homeowner loans. He guides his clients through the entire mortgage process—from loan origination through closing—with first class service and care.
With the better part of a decade’s experience in Sales and Business Management, Lloyd uses the skills necessary to deliver results for his clients while fully educating them about every step of the process. Lloyd has the breadth of knowledge to find the best borrowing solution for qualified individuals.

Born in Truckee, CA and raised in Sonoma County, CA, Lloyd understands the needs of clients from all walks of life. He enjoys camping, hiking, road trips, and live music.

Whether it be the dream of owning your first home, buying an investment property, or refinancing your current mortgage, Lloyd has you covered!