
Nicky Cruz
NMLS 1460132
Mortgage Consultant
1127 11th Ave STE 303
Honolulu, HI 96818
Office: 916.787.9977
Cell: 808.223.0535
Fax: 808.600.3715
My philosophy is simple. I will never recommend a mortgage solution to my clients that I would not feel comfortable offering to my mother or best friend. My utmost goal is to earn your trust so that you feel confident throughout the entire loan process.
At the heart of everything I do is my family. I know what a home can mean for a family, therefore I handle each loan with care knowing on the other end is a place to call home, family gatherings, birthdays, celebrations, and many other memories to be made.
Element Mortgage is more than just a Top 10 Retail Mortgage Bank. I partnered with Element Mortgage and American Pacific Mortgage because of their long track record of giving back. I am proud to be affiliated with a company that is committed to caring for their employees, their clients and the communities where they live. Just this past year, our APM Cares was able to raise nearly $2000 to assist my family that lost their home in the camp fire.
Let me show you why the human connection still matters.
Let’s do this.