About Tracy

I graduated from the University of Missouri – St. Louis with a degree in Sociology/Social Work and have a diverse background specializing in hospitality. I joined Element Mortgage because its leadership and loan officers treat their clients like family. I am proud to be affiliated with a company that is committed to caring for their employees, their clients and the communities where they live. When you work with Element Mortgage, you know that you are in good hands.

Purchasing a home should be exciting and joyful, not scary or confusing. That’s where the I come in. I make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Sacramento area. Call me a dream maker, call me a loan officer, call me when you’re in a panic, I’m here to help fulfill your dream of homeownership and keep you smiling the whole way.

In my free time I love to travel, I enjoy eating great foods, playing sports and spending time with my husband and five children. Family is at the heart of everything I do. I know what a home can mean for a family, therefore I handle each loan with care knowing on the other end is a place to call home! A home full of family gatherings, birthdays, celebrations, and many other memories.

Whether you are a first-time home buyer, purchasing your dream home, refinancing your home to a lower monthly payment, or consolidating debt, I can help you take that first step toward a financial solution. I look forward to working with you on all your home loan needs!

Let’s do this.