The Element Mortgage Blog

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Two ways to speed up the closing process on a home loan

Denver is one of the most attractive markets in the U.S., so there may be a lot of competition when placing an offer on a home. For buyers, there are ways to make their offer stand out. Some of the ways include being pre-qualified and backed by a reputable lender....

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5 Common Myths about VA Loans

At Element Mortgage, we care about our nation's Veterans. That is why we offer a loan program that offers Veterans the opportunity to participate in a program that features more lenient qualifying guidelines than other home loan programs. VA Loans offer active duty,...

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Three ways to lower your mortgage payment

Now that you are a homeowner, you may be thinking to yourself how you could reduce your monthly payment if you needed to in the future. There are a variety of reasons you could want to decrease what you pay every month on your home loan, whether it is a job change,...

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Roseville named a top city in terms of safety

There are many reasons why people choose to call Roseville home – the great schools, parks, dining options and employment opportunities are just some. Make sure you add safety to the list. A recent study found that Roseville is considered one of the safest cities in...

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5 ways to save for a down payment on a home

A down payment is what many homeowners consider to be a big barrier to home ownership. Generally, a down payment for a home loan ranges from 3 percent to 20 percent* depending on various factors. So, where does one in the Seattle/Renton/Tacoma areas start? Saving!...

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A home loan program fit for someone who is self-employed

The modern workplace is changing. More people are self-employed and working from home these days. This entrepreneurial spirit should be celebrated as it is what the American dream is all about. Home ownership is also a part of the American dream, and if you work for...

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The key steps to the home-buying process

If you are ready to purchase your first home in the Seattle/Renton/Tacoma area, it may be exciting, but it could also lead to a little bit of apprehension. The process can seem pretty daunting – we get it! It is important to know where to start and the steps you will...

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Honolulu makes top 5 on Yelp’s top foodies list

If you need another reason to consider Honolulu one of the top destinations in the world, add the food to the list. According to Yelp, Honolulu is the No. 3 best location for foodies in the U.S. To come to this conclusion, Yelp analyzed new restaurants, including the...

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4 things that could be red flags about a house

The home buying process can be exciting, and it also can be a little nerve-racking. It is important to do your due diligence in your preparation and all the way through the close of the transaction. This includes checking your credit score, budgeting, getting...

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New authentic Italian restaurant opens in Roseville

A new Italian restaurant that serves up authentic pasta and wine with a full-service bar has opened in Roseville. Trattoria Da Gino, which serves classics like Spaghetti Carbonara, Linguine Vongole, Penne Salmone and Rigatoni Bolognese, recently opened its doors at...

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