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The Element Mortgage Blog

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Whitewater park opens in Fort Collins

A highly anticipated play area along the Poudre River development project in Fort Collins is now open for business and thrills. This month, the community celebrated the project’s opening with a splash. Kayakers sped through a ribbon-cutting at the new whitewater park,...

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Now may be the time to refinance your home

Forces in the real estate market such as low interest rates, strong home prices and a low mortgage-payment-to-income ratio may have you wondering about refinancing your home. A new report from Black Knight shows the 30-year fixed rate at the end of September fell to...

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Some misconceptions about pre-qualifications

After falling slightly earlier this summer, pending home sales rebounded and increased last month, according to the National Association of Realtors®. The upward trend came following a 2.5 percent decline in July. The positive numbers mean that for the last four...

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5 common misconceptions about refinancing your mortgage

Freddie Mac recently reported that its mortgage portfolio jumped by an impressive 12.9 percent year-over-year, including 42 percent growth to its refinance loans. Single-family refinance loan volume is up from $13.8 billion in July to $21.7 billion last month, adding...

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5 great hiking trails in Oahu

There’s nothing quite like hiking in paradise. If you live in or visit Oahu, you know that an outdoor adventure isn’t far away. After visiting the many stunning beaches and enjoying some local dining, you may want to partake in some world-class hiking, which is...

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