a Division of American Pacific Mortgage Corporation NMLS 1850
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Buying your first home is exciting. It can also be challenging.

With so many real estate questions, you and your family may be left wondering about a loan program that suits your needs.

If you’re thinking about buying your first home in Fort Collins, here are three programs that will exceed your expectations and get you into a home you’ve always envisioned.

FHA Loan

These loans are backed by the Federal Housing Administration.

This backing makes it more likely that a lender will approve your application. With built-in protections, borrowers will enjoy flexible borrowing requirements and shallower barriers to a path to homeownership.

In addition to lenient requirements, such as a modest credit score, borrowers may also enjoy the market’s ultra-low rates.

VA Loans

Military service members and Veterans can enlist the help of the federal government with a VA loan.

It features some incredible perks, including a zero-down-payment requirement, no mortgage insurance requirement and low rates and closing costs.

There’s a lot to like about the VA loan, which can close just as fast as any other loan on the market.

USDA Loans

These loans are designed for families seeking plenty of land in rural areas.

The USDA loan is backed and can also be issued directly by the U.S. Department of Agriculture.

With the government’s backing, comes good benefits. Under the USDA loan, first-time buyers may not have to provide a down payment, can enjoy low-interest rates and low mortgage insurance costs. In addition, this loan is also ideal for lower-income buyers.

If you and your family are ready to make Fort Collins home, please reach out to us today and learn more about these powerful loan options.