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An astonishing number of homeowners across the United States are poised to reap the benefits of equity-rich properties.

Nearly 15 million homeowners currently are in a position where they owe less than 50 percent of the estimated market value on their home, according to Attom Data Solutions. About 27 percent of the 54.5 million mortgaged homes have benefited from the eight-year housing-market boom, which has boosted the wealth of millions of families to historic levels.

Thanks to an overall positive economy and the vitality of the real estate market, homeowners are four times more likely to be in the plus when it comes to equity rather than owe more than what their home is worth.

If you live in the Seattle/Renton/Tacoma regions, you are likely among the majority of homeowners who have continually built up the equity in their homes thanks to increasing home prices.

Home equity may also help you save money. If you’re currently paying mortgage insurance, for instance, you may be able to stop paying it as the value of your home increases and your equity grows.

Your direct stake in homeownership, which is another way to look at your equity, can also be used for a home equity loan. Or, when you decide to sell your home, you can use the proceeds from the sale for a down payment on your next home.

As you pay down your loan balance, you can expect to enjoy positive growth in home equity. The same occurs with home appreciation.

Please contact us to learn more about how your equity can be used as an asset for the future. Whether you’re interested in maximizing a partial or full sum of your equity, we can discuss how to put this incredible asset to work for you.

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