a Division of American Pacific Mortgage Corporation NMLS 1850
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Homebuyers continue to take advantage of historically low mortgage rates.

Given the high accessibility to affordable mortgages, lending may reach a 12-year high of $2.07 trillion, according to the Mortgage Bankers Association.

The volume of loans may hit $1.27 trillion, which is the highest it’s been since 2006, according to the Mortgage Bankers Association.

These milestones are thanks in part to tumbling mortgage rates in the majority of 2019. For many, mortgage rates were a full percentage point lower than a year ago.

Sales reached 5.36 million in 2019, up from 5.34 million in 2018. New home sales were also up.

Along with the strong numbers in home sales, home price gains are expected to slow down.

Low rates, more lending and slower increases to home price gains are all favorable signs to individuals hoping to purchase a home in the foreseeable future.

If you are thinking about buying a home in Roseville or in the surrounding area, we’d love to hear from you. We can tell you more about the current market conditions and help you choose a flexible mortgage program that may help you achieve your financial goals in 2020 and beyond.

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