Flexible lending for unique borrowers.

Learn more about Non-QM mortgages.

Are you considering a Non-QM mortgage?

Element Mortgage was built on a simple belief:
Every borrower deserves a local expert backed by a lender with national resources.

If so, you may have questions like:

  • What is a Non-Qualified Mortgage and how is it different from conventional loans?
  • Can a Non-QM loan help a self-employed borrower or investor who doesn’t fit standard documentation?
  • What benefits and risks come with a Non-QM solution?

Our Non-QM team has the expertise to help you navigate these loans and choose the right path.

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Careers

Is a Non-QM Loan Right for You?

  • Are you self-employed, own investment properties, or have alternative income documentation needs?
  • Do you need more flexibility than a traditional mortgage allows?
  • Are you looking for tailored lending to match a unique financial profile?
  • Do you want a lender who can explain Non-QM programs, guide you clearly and move quickly?

If yes, then you might be just the right candidate for a Non-QM loan with Element.

Element Mortgage Certified Non-QM Loan Officers

David Michael

Zach Starnes

NMLS 2099873

Regional VP / Director of Non-QM Lending

David Michael

Brandon Head

NMLS 2186652

Loan Officer

David Michael

Bryan Cortes

NMLS 2243874

Loan Officer

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