a Division of American Pacific Mortgage Corporation NMLS 1850
Reverse Mortgage Meet Our Experts

Turn your home into the financial freedom you deserve.

Learn more about reverse mortgage.

Are you considering a Reverse Mortgage?

If so, you probably have many questions or concerns such as:

  • Is a reverse mortgage right for me?
  • What are the benefits of a reverse mortgage?
  • What are the types of reverse mortgage payouts?

That’s where we come! Let our experts help answer your questions about the reverse mortgage process.

Is a Reverse Mortgage Right for you?

Ready to Enjoy Living Your Life? Stay in your own home and keep ownership without ever having to make another monthly mortgage payment. Let our qualified professionals help you decide if a reverse mortgage is right for you.

Do you have a strong desire or commitment to stay in your own house?

Do you want to enjoy your lifestyle and your senior years more? 

Do you need or want more savings for major or unexpected expenses?

Do you have a regular need to supplement your income and find your home is your biggest asset?

Do you want to live worry-free, with the peace of mind that your financial needs are managed?

If these statements sound like you, then you might be just the right candidate for a reverse mortgage.

Element Mortgage Certified Reverse Loan Officers

Lenae Vandegrift

Lenae Vandegrift

NMLS 649456

Branch Manager / Reverse Team Leader

Cell: 303.725.9246

Dana Prince

Dana Prince

NMLS 875247

Sales Leader/Mortgage Consultant

Cell: 916.390.3096

Greg Cowart

Greg Cowart

NMLS 305561

Mortgage Consultant

Cell: 916.412.3313

Melissa Arntzen

Melissa Arntzen

NMLS 1479296

Mortgage Consultant

Cell: 916.316.0672

Jennifer Collins

Jennifer Collins

NMLS 2055831

Mortgage Consultant

Cell: 916.600.3291

Dana Prince

Jan Burnett

NMLS 214658

Sr. Loan Officer

Cell: 831.596.3677

Melissa Arntzen

Sheridan Filbert

NMLS 1812077

Loan Advisor

Cell: 307.217.2382

Greg Cowart

April Mathie

NMLS 281255

Branch Manager

Cell: 307.421.5547

Testimonials

We were referred to Brad by our realtor. As first time home buyers we really had no idea what we were getting ourselves into, but he made the process super easy. He took his time explaining everything to us, walked us through every possible option, and did everything he could to save us time and money. We greatly appreciated his effort, professionalism, and time!

– Nick Brundage

Brad worked overtime nights and weekends to get us locked into a great rate right before everything went up significantly over a holiday weekend. He was always available and always a pleasure to speak with. Would use him again 100%!

– Eric Garber

I would highly recommend Brad Payne for your mortgage or next refinance! When my lender dropped a bombshell on me two days before closing, I went to Brad for help and he saved the day! His knowledge of the industry, network of professional contacts, and hustle to “get it done” helped me close in half the time the original lender took to do the same. Use him- you won’t regret it!

– Stephen Flint

Jennifer made my dream come through, I would recommend her to anyone ready to buy a home..She was in constant communication walking me through the different process and explaining as we went through all the whole process.

– Brian

Worked with Brad throughout my home buying process and he was absolutely phenomenal! Very personable and went above and beyond to ensure i got the best deal. Assisted every way he could to make things on my side easier while working around my busy schedule. Would recommend him and his team for any future home buying!

– Jordyn Revels

Resources

Reverse Mortgage Myths and Facts

What’s Involved

How much could you qualify for?

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