by Element Mortgage | Jan 20, 2020 | California, Live
As more people invest in real estate, loan limits are also skyrocketing. For the first time, future homeowners can get approved for million-dollar loans with a competitive interest rate. Limits on home purchases, known as conforming loans, have been raised in 2020 by... 
by Element Mortgage | Jan 10, 2020 | California, Live
Roseville’s very own Roundhouse Deli is listed on Yelp’s “America’s Top 100 Places to Eat in 2020.” Unlike similar lists, Yelp’s top 100 places include hidden gems and food trucks, along with well-established fine dining locations. Roundhouse Deli ranked 15th on the... 
by Element Mortgage | Jan 7, 2020 | California, Live
If becoming a homeowner in 2020 is one of your New Year’s resolutions, here are three tips to help you on your journey in the Roseville area. Start with a balance sheet Buying a home is a big deal, and you’ll want to put together a balance sheet to review finances.... 
by Element Mortgage | Dec 30, 2019 | California, Live
For sale signs are much more prominent during “selling season,” which has traditionally been during spring and early summer. Bad weather, the holiday season and end-of-year obligations may discourage people from home shopping and selling in winter. Yet, it’s not... 
by Element Mortgage | Dec 26, 2019 | California, Live
The collective amount of equity held by homeowners grew by more than $450 billion in the third quarter, an annual increase of more than five percent, according to CoreLogic. For the average homeowner, that’s a significant gain of more than $5,000 in home equity. Your...