{"id":3695,"date":"2019-12-16T20:49:09","date_gmt":"2019-12-16T20:49:09","guid":{"rendered":"https:\/\/elementmortgage.com\/?p=3695"},"modified":"2020-04-22T16:40:55","modified_gmt":"2020-04-22T16:40:55","slug":"getting-a-mortgage-easiest-its-been-in-over-10-years-according-to-mortgage-bankers-association","status":"publish","type":"post","link":"https:\/\/elementmortgage.com\/live\/getting-a-mortgage-easiest-its-been-in-over-10-years-according-to-mortgage-bankers-association\/","title":{"rendered":"Getting a mortgage easiest it\u2019s been in over 10 years, according to Mortgage Bankers Association"},"content":{"rendered":"<p>Good news for aspiring homeowners: today is the easiest it\u2019s been in over 10 years to get approved for a mortgage, according to the Mortgage Bankers Association.<\/p>\n<p>Data published by the <a href=\"https:\/\/www.housingwire.com\/articles\/mortgage-credit-eases-in-november-mba-says\/\">Mortgage Bankers Association<\/a> shows mortgage availability at an 11-year high. November\u2019s Mortgage Credit Availability Index was the third-highest since the mortgage crisis.<\/p>\n<p>One indicator for the positive news may be relaxing credit standards. The metric also shows which loans were most widely used. Private mortgages and conventional loans saw the greatest increase, but FHA, VA and USDA loans increased, as well. Jumbo loan usage also increased, the data showed.<\/p>\n<p>The numbers are continually favoring buyers, especially as mortgage rates hover around historic lows.<\/p>\n<p>If you\u2019re thinking about buying in the Seattle\/Renton\/Tacoma areas, please consider our services.<\/p>\n<p>Our staff are local experts and will work with you in person and listen to your goals. Whatever your needs are, we\u2019ll be sure to be there in every possible way.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Good news for aspiring homeowners: today is the easiest it\u2019s been in over 10 years to get approved for a mortgage, according to the Mortgage Bankers Association. Data published by the Mortgage Bankers Association shows mortgage availability at an 11-year high. November\u2019s Mortgage Credit Availability Index was the third-highest since the mortgage crisis. One indicator [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3696,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[10,44],"tags":[18,13,19,14],"_links":{"self":[{"href":"https:\/\/elementmortgage.com\/wp-json\/wp\/v2\/posts\/3695"}],"collection":[{"href":"https:\/\/elementmortgage.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/elementmortgage.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/elementmortgage.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/elementmortgage.com\/wp-json\/wp\/v2\/comments?post=3695"}],"version-history":[{"count":0,"href":"https:\/\/elementmortgage.com\/wp-json\/wp\/v2\/posts\/3695\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/elementmortgage.com\/wp-json\/wp\/v2\/media\/3696"}],"wp:attachment":[{"href":"https:\/\/elementmortgage.com\/wp-json\/wp\/v2\/media?parent=3695"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/elementmortgage.com\/wp-json\/wp\/v2\/categories?post=3695"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/elementmortgage.com\/wp-json\/wp\/v2\/tags?post=3695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}